$419,900
Active22528 Minerva Ave, Port Charlotte, FL 33954
3 beds · 2 baths · 1,500 sq ft
Listing courtesy of GULF ACCESS HOMES, INC. · MLS# C7491141
925 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Impact windows and sliders
- Spray foam insulation
- Paver pool and lanai
- Saltwater pool option
- Flood zone X
- Split floor plan
AI-selected highlights from the listing description below.
Pre-Construction. To be built. Pre-Construction. To be built. Only if QUALITY matters!! How would you like to have a brand-new home very close to North Port yet situated privately in northwest Port Charlotte. If quality matters this is the house for you. This is not a cookie cutter home! This builder pays attention to detail in every way. This home comes with impact windows and sliders, spray foam insulation,concrete driveway, Paver Pool & Lanai porcelain plank tile floors, 3 bedrooms 2 bath split floor plan very open and airy. Granite countertops throughout. Master suite includes dual vanities walk in Roman shower. The master suite also opens up to your very large lanai and to your pool. Note saltwater pool option included in the price. Flood zone X so no flood insurance. Now for the convenience part, AIRPORTS, schools, shopping, restaurants , theme parks, Boat Ramps and a short drive to Tampa Bay Rays and Atlanta Braves spring training centers. Lots of boat ramps nearby giving you access to waterways, Charlotte Harbor and the Gulf of Mexico. Convenient to beaches and all you need to live the good life in what we call paradise. Fly Right into Punta Gorda Via Allegiant Airlines and be home quickly. Hurry what are you waiting for, Don't your Frost Bitten Toes Deserve some Sand? Just 20 Minutes to the Beaches. Who Said Luxury had to break The Bank!! Should you have a different location in mind, the builder can recreate this dream home for you on your preferred lot. Home can be built in 13 months from securing financing
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 1,500 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- South
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $434/yr
- Listed
- Apr 16, 2024
- MLS #
- C7491141
Price & status history
- Listed for $459,961
- Price reduced to $419,900from $429,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 22528 MINERVA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,509
$2,123 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,123
- Property taxes
- $36
- Homeowners insurance
- $350
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,509
Over the life of the loan
- Loan amount
- $335,920
- Down payment
- $83,980
- Total interest
- $428,447
- Principal + interest paid
- $764,367
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
22528 Minerva Ave, Port Charlotte, FL 33954
Listing courtesy of GULF ACCESS HOMES, INC. · MLS# C7491141 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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