$610,000
Active2275 El Cerito Ct, Punta Gorda, FL 33950
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7480337
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Private lanai/pool area
- 86ft waterfront on seawall
- No HOA fees
- Near Fishermans Village
AI-selected highlights from the listing description below.
Rare to find *SOUTHERN Exposure* Waterfront lot in the heart of Punta Gorda Isles! Quick access to open water... Charlotte harbor and onto the Gulf Waters. Here you will find World class fishing and boating. This lovely piece of paradise can accommodate most any builder plan with public water and sewer available. Have your boat docked just steps from your back door and watch our magnificent sunsets and sunrise from your own private lanai/pool area. Close to Fishermans Village and the historic downtown area where there is an abundance of activity including shopping, waterfront restaurants (take the boat!), bike paths, markets, nightlife and cultural events. Bicycle to the farmers market or our local community beachfront park. Also located directly across the harbor from the New SUNSEEKER RESORT. Oversized lot with 86ft of waterfront on a Seawall that is maintained by the city. PGI is a Deed Restricted community with NO HOA fees! Welcome home to the Florida you always dreamed of.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 86 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Exposure
- North
- Flood zone
- 9AE
- Annual taxes
- $4,524/yr
- Listed
- Sep 1, 2023
- MLS #
- C7480337
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2275 EL CERITO CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,970
$3,084 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,084
- Property taxes
- $377
- Homeowners insurance
- $508
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,970
Over the life of the loan
- Loan amount
- $488,000
- Down payment
- $122,000
- Total interest
- $622,417
- Principal + interest paid
- $1,110,417
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2275 El Cerito Ct, Punta Gorda, FL 33950
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7480337 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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