$19,900
Active2278 Gramercy St, Port Charlotte, FL 33953
0.31 acre lot
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7526733
152 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- City water available
- Boat launch access
- Gulf of Mexico access
- Englewood beaches nearby
AI-selected highlights from the listing description below.
Two side by side Building Lots with CITY WATER available! This new home site (for an approximate total square footage of 23,596 if purchased together) is located in the western area of beautiful Port Charlotte! Price reflects per lot pricing. Second lot can be located at MLS #C7526734. You will find this location is 2 miles northwest of Charlotte Sports Park - home of the Tampa Bay Ray’s Spring Training! Also this property is located 3.7 miles to Port Charlotte Town Center; for all your shopping, dining and entertainment needs! You will find the closest boat launch is less than 4 minutes down the road, with a quick boat ride to the Myakka River, then to Charlotte Harbor, and on out to the Gulf of Mexico! By car you will find Englewood beaches 15 miles from this future home site. The Port Charlotte area is best known for: excellent fishing, boating and golfing, with pristine gulf beaches close by! PCH 057 3080 0011 and 0012.
Facts
- Property type
- Land
- Lot size
- 0.31 acres
- Exposure
- Northwest
- Flood zone
- AE
- Annual taxes
- $350/yr
- Listed
- May 29, 2026
- MLS #
- C7526733
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2278 GRAMERCY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$330
$101 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $29
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $330
Over the life of the loan
- Loan amount
- $15,920
- Down payment
- $3,980
- Total interest
- $20,305
- Principal + interest paid
- $36,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2278 Gramercy St, Port Charlotte, FL 33953
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7526733 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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