$108,000
Active2295 McPhearson Dr, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7522142
249 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lagoon frontage
- backyard canal access
- Myakka River access
- Gulf of Mexico access
- Spring Training proximity
- golf courses nearby
- white-sand beaches nearby
AI-selected highlights from the listing description below.
Unlock the ultimate Florida lifestyle on this prime waterfront lot located at 2295 McPhearson Drive. This residentially zoned (RSF3.5) property offers approximately 41 feet of serene lagoon frontage, providing the perfect canvas for your custom coastal retreat. Boaters will love the backyard access via the Dickens Canal, which leads directly to the majestic Myakka River. From there, your saltwater adventures are limitless—explore the Peace River, navigate the expansive Charlotte Harbor, head out into the Gulf of Mexico for world-class fishing, or even chart a course south to the Florida Keys. Beyond the water, this property boasts an unbeatable location that balances tranquility with total convenience. Perfectly positioned just off Hwy 776, the property sits approximately 10 minutes from US-41 and 20 minutes from I-75, ensuring effortless travel throughout the state. You are minutes away from premier shopping at the Port Charlotte Town Center, a diverse array of local dining, and the Charlotte County Sports Park—the Spring Training home of the Tampa Bay Rays. For those who love the outdoors, you can play a different golf course every day of the week or reach the area’s white-sand beaches of Boca Grande or Englewood in under 30 minutes. Don’t miss this rare opportunity to secure a piece of the Florida dream and build the waterfront home you’ve always imagined!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 40 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Exposure
- Southeast
- Flood zone
- AE
- Annual taxes
- $1,045/yr
- Listed
- Feb 21, 2026
- MLS #
- C7522142
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2295 MCPHEARSON DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$833
$546 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $546
- Property taxes
- $87
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $833
Over the life of the loan
- Loan amount
- $86,400
- Down payment
- $21,600
- Total interest
- $110,198
- Principal + interest paid
- $196,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2295 McPhearson Dr, Port Charlotte, FL 33953
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7522142 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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