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$959,000
Active2295 N Beach Rd #26 Cielo St, Englewood, FL 34223
2 beds · 2 baths · 1,305 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6149409
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover the charm of this stunning beachfront cottage nestled directly on the Gulf of Mexico, a perfect blend of luxury and comfort! Every aspect of this 2-bedroom, 2-bathroom home has been completely renovated to meet the latest hurricane codes, ensuring safety and peace of mind. Featuring 2023 PGT High Impact Resistant Windows and Sliders, tinted glass, upgraded electrical systems, a TPO Membrane Roof, soffits, fascia, and three 2025 Daikin mini-split air conditioning units, this home exudes quality and durability. Inside, you will notice the stylish 2023 laminate flooring throughout with an airy, open floor plan that offers breathtaking Gulf views, and a spacious lanai, ideal for entertaining. Ascend the outdoor staircase to the upper deck and witness mesmerizing Gulf views and stunning sunsets. Additional enhancements include newer plumbing, underground power lines, and an updated carport for added convenience. Step outside to enjoy landscaped grounds with a paver driveway and walkways. Located within the 55+ Gulf to Bay Mobile Home COOP (a stick-built home), indulge in 150 feet of private beachfront, perfect for sandcastle building and beachcombing. Across the street, find access to Lemon Bay for endless water adventures. The home was totally rebuilt and renovated for the purpose of updating the house and adding the second bedroom and second bathroom, incurring zero damage from Hurricanes Ian, Helene, or Milton. This property is offered turnkey-furnishe and a Garrison 50' Guppy tube hurricane protection barrier with 10' of plastic sheeting (minus personal items). Enjoy easy access to Manasota's dining and conveniences, with Englewood's amenities nearby and Venice and Sarasota just a short drive away. Don't miss the opportunity to own this meticulously crafted coastal retreat—call today for your private showing!
Facts
- Property type
- Single Family Residence
- Year built
- 1952
- Bathrooms
- 2 full
- Living area
- 1,305 sqft
- Lot size
- 0.02 acres
- Waterfront
- Yes · 300 ft
- Water access
- Beach - Access Deeded, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $8,410/yr
- Monthly fees
- $179/mo
- Listed
- Nov 2, 2026
- MLS #
- D6149409
Virtual tour
- Virtual tourskyscapepix.comView the virtual tour(opens skyscapepix.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2295 N BEACH RD #26 CIELO ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,528
$4,849 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,849
- Property taxes
- $701
- Homeowners insurance
- $799
- Flood insurance
- $0
- HOA / condo fees
- $179
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,528
Over the life of the loan
- Loan amount
- $767,200
- Down payment
- $191,800
- Total interest
- $978,521
- Principal + interest paid
- $1,745,721
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2295 N Beach Rd #26 Cielo St, Englewood, FL 34223
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6149409 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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