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$239,000

Active

23 Holland Dr, Punta Gorda, FL 33950

3 beds · 2 baths · 1,296 sq ft

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7492820

890 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • waterfront location
  • 10x10 dock
  • riprap seawall
  • fruit trees
  • heated pool
  • private marinas
  • cul-de-sac lot
  • spacious front deck

AI-selected highlights from the listing description below.

Price improvement. Welcome to this stunning waterfront 2005 Jacobsen manufactured home in the desirable resident-owned 55+ community of Windmill Village in Punta Gorda. Boasting 1,296 square feet of living space, this beautiful 3-bedroom, 2-bathroom home features an open-concept design with a split floor plan. Situated at the end of a cul-de-sac on an oversized lot, the home offers exceptional privacy and space. Recent updates include a new roof, lanai screen, vinyl siding on the carport side, and new skirting installed in 2023, along with a new air conditioner in 2022 and a new hot water heater in 2021. Inside, the kitchen is a standout with brand-new appliances and solid wood cabinets. The main living area showcases durable luxury vinyl plank flooring, and most windows are fitted with elegant plantation shutters. Step outside to enjoy waterfront living at its best: a 10x10 dock, riprap seawall, large carport, and a spacious front deck built just three years ago with a pressure-treated frame, composite decking, and vinyl railing. The property also features mature fruit trees — mango, lemon, and lime — adding charm and fresh produce right outside your door. The low HOA fee covers water, sewer, trash removal, grass maintenance, common area upkeep, and road maintenance, providing a true hassle-free lifestyle. Windmill Village is an active adult paradise with two private marinas offering direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center with numerous hobby clubs, and a welcoming pavilion beside the heated pool for gatherings and events. Located in historic Punta Gorda — voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this community delivers the perfect blend of waterfront living and resort-style amenities. Note: The purchase price does not include the $20,285 Buy-In Share and Bond, which is fully refundable upon sale. This meticulously maintained and thoughtfully upgraded waterfront home is ready for you to move in and start enjoying paradise. Don’t miss this rare opportunity — schedule your private showing today and make Windmill Village your new home!

Facts

Property type
Manufactured Home
Year built
2005
Bathrooms
2 full
Living area
1,296 sqft
Lot size
0.17 acres
Waterfront
Yes · 84 ft
Private pool
No
Exposure
North
Flood zone
9AE
CDD
No
55+ community
Yes
Annual taxes
$3,801/yr
Monthly fees
$260/mo
Listed
May 14, 2024
MLS #
C7492820

Price & status history

  1. Listed for $379,000
  2. Price reduced to $239,000from $259,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 23 HOLLAND DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,985

$1,209 of that is principal & interest. 39% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,209
Property taxes
$317
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$260
Mortgage insurance (PMI)
$0
Total per month
$1,985

Over the life of the loan

Loan amount
$191,200
Down payment
$47,800
Total interest
$243,865
Principal + interest paid
$435,065
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

23 Holland Dr, Punta Gorda, FL 33950

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7492820 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]