$389,900
Active2302 Montpelier Rd, Punta Gorda, FL 33983
3 beds · 2 baths · 1,622 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7532701
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. RARE COURTYARD-STYLE POOL HOME IN DESIRABLE DEEP CREEK! Experience your own private tropical retreat in this beautifully updated 3-bedroom, 2-bath home situated on an oversized, fenced corner lot in Punta Gorda's sought-after, deed-restricted Deep Creek community. The home's UNIQUE COURTYARD DESIGN surrounds a sparkling in-ground pool, creating a secluded, resort-style oasis with expansive sliding glass doors that flood the living spaces with natural light. Enjoy an extended screened lanai, privacy wall, poolside cabinetry, and plenty of space for outdoor entertaining. Inside, you'll find custom QUARTZ kitchen countertops, updated appliances, tile flooring, fresh interior and exterior paint, and NEW ELECTRIC LIVING ROOM BLINDS. The versatile third bedroom features a built-in desk, ideal for a home office or guest room. EXTENSIVE UPGRADES INCLUDE: Newer roof, gutters, water heater, appliances, flooring, and pool heater (2020); ELECTRIC HURRICANE ROLLDOWNS, upgraded electrical, and GENERAC GENERATOR with 250-gallon fuel tank (2021); plus NEW A/C and POOL PUMP (2025). Additional improvements include a NEW IRRIGATION PUMP and refreshed lanai screens. The oversized corner lot offers exceptional privacy, while the unique courtyard layout provides the perfect blend of indoor and outdoor Florida living. Conveniently located near golf, shopping, dining, and Charlotte Harbor. A RARE FIND WITH MAJOR UPDATES ALREADY COMPLETED! Don't miss your opportunity to own this distinctive Deep Creek pool home!
Facts
- Property type
- Single Family Residence
- Year built
- 1994
- Bathrooms
- 2 full
- Living area
- 1,622 sqft
- Lot size
- 0.27 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,423/yr
- Monthly fees
- $17/mo
- Listed
- Nov 1, 2026
- MLS #
- C7532701
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2302 MONTPELIER RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,765
$1,972 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,972
- Property taxes
- $452
- Homeowners insurance
- $325
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,765
Over the life of the loan
- Loan amount
- $311,920
- Down payment
- $77,980
- Total interest
- $397,837
- Principal + interest paid
- $709,757
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2302 Montpelier Rd, Punta Gorda, FL 33983
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7532701 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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