$389,900
Active23081 Ambassador Ave, Port Charlotte, FL 33954
3 beds · 2 baths · 2,145 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7514826
408 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- screened front porch
- pool home
- no HOA fees
- Flood Zone X
- covered lanai
- fenced backyard
- new roof 2022
- whole house re-pipe 2018
AI-selected highlights from the listing description below.
Enter through the screened front porch to this spacious 3 bedroom, 2 bath, 2 car garage POOL home located in the desirable Section 15 in Port Charlotte. There are no HOA fees, located in Flood Zone X and has both public water and sewer. There is no carpeting here. Beautiful luxury vinyl throughout the main living areas, bedrooms and master bath and ceramic tile in the foyer, kitchen and large utility room. The eat in kitchen, open to the family room, features a large breakfast bar, granite counters, tiled backsplash and stainless appliances. There is an abundance of wood cabinetry along with an island for extra work space and storage. You'll have access to the 33 x 10 covered lanai and pool area through triple pocket sliders from the dining room, French Doors from the primary bedroom, single door from the dinette area, sliders from the second bedroom and door from the guest bath for convenience. The ensuite primary bedroom features 2 walk-in closets, large bathroom with double sink vanity with granite top, plus a tiled shower and garden tub. The split plan affords you and your guests, or other family members, plenty of privacy. Enjoy the sparkling pool plus the spacious pool deck with room for chaise lounges and your grill. You even have a fully fenced backyard for privacy. Updates include a New Roof in 2022, whole house re-pipe in 2018, A/C in 2016. Conveniently located just a short distance to I-75, US 41, restaurants, shopping, golf, fishing and more. The beaches on Manasota Key and Boca Grande are just a short drive from your new home. Call to schedule your showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Bathrooms
- 2 full
- Living area
- 2,145 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- North
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,697/yr
- Listed
- Sep 15, 2025
- MLS #
- C7514826
Price & status history
- Listed for $424,900
- Status changed to Pending
- Status changed to Active
- Price reduced to $389,900from $399,000
Virtual tours
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23081 AMBASSADOR AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,605
$1,972 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,972
- Property taxes
- $308
- Homeowners insurance
- $325
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,605
Over the life of the loan
- Loan amount
- $311,920
- Down payment
- $77,980
- Total interest
- $397,837
- Principal + interest paid
- $709,757
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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23081 Ambassador Ave, Port Charlotte, FL 33954
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7514826 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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