$16,500
Active2311 Gramercy St, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of GET LAND FLORIDA · MLS# C7516867
364 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- City water available
- No HOA
- No deed restrictions
- No build timeline requirement
- Near beaches
AI-selected highlights from the listing description below.
Discover the perfect setting for your future home on this residential lot located in a growing area of Port Charlotte. This property offers city water available at the street, providing added convenience and value. Situated near shopping, dining, parks, and area beaches, the location combines everyday accessibility with the relaxed Florida lifestyle. No HOA, no deed restrictions, and no required time to build. Whether you're planning to build now or hold as an investment, this parcel offers a versatile opportunity in a desirable area. Buyer to verify utilities and all property details to their satisfaction.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE
- Annual taxes
- $479/yr
- Listed
- Oct 29, 2025
- MLS #
- C7516867
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2311 GRAMERCY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$323
$83 of that is principal & interest. 74% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $83
- Property taxes
- $40
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $323
Over the life of the loan
- Loan amount
- $13,200
- Down payment
- $3,300
- Total interest
- $16,836
- Principal + interest paid
- $30,036
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2311 Gramercy St, Port Charlotte, FL 33953
Listing courtesy of GET LAND FLORIDA · MLS# C7516867 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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