$369,000
Active23188 Elmira Blvd, Port Charlotte, FL 33980
3 beds · 2 baths · 1,370 sq ft
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8536957
66 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Large corner lot
- Impact windows and doors
- German-made wood cabinets
- High ceilings
- Oversized septic system
- No HOA
- Extra attic insulation
- Hip roof
AI-selected highlights from the listing description below.
NEW Construction on LARGE 1/3 acre corner lot with IMPACT windows and doors and efficiency upgrades! 3 Bed, 2 Bath, 2 Car Garage home is high and dry and beautifully finished with quartz countertops, German-made wood cabinets, laminate, tile, and high ceilings. Property has plenty of room to add a pool, outdoor entertaining area, detached garage, or possibly an ADU as a guest house or in-law suite. The oversized 1,250 gallon septic system can handle some additions. A boater's paradise! About 10 minutes to the closest boat ramp to access the intercoastal waterways of Charlotte Harbor, Peace River, and Myakka River as well as the Gulf. Convenient to Port Charlotte and Punta Gorda and less than an hour to Sarasota, Fort Myers International Airport, and the BEACHES. No HOA or CDD. Keep your insurance costs low buying NEW and getting discounts for impact windows/doors and a hip roof! Keep your power bills low with energy efficient windows and extra attic insulation (well above R-38 value).
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,370 sqft
- Lot size
- 0.33 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $589/yr
- Listed
- Aug 7, 2026
- MLS #
- TB8536957
Price & status history
- Listed for $369,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23188 ELMIRA BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,222
$1,866 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,866
- Property taxes
- $49
- Homeowners insurance
- $308
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,222
Over the life of the loan
- Loan amount
- $295,200
- Down payment
- $73,800
- Total interest
- $376,511
- Principal + interest paid
- $671,711
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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23188 Elmira Blvd, Port Charlotte, FL 33980
Listing courtesy of CHARLES RUTENBERG REALTY INC · MLS# TB8536957 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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