$752,000
Pending2321 Harbour Oaks Dr, Longboat Key, FL 34228
3 beds Β· 2.5 baths Β· 2,478 sq ft
Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4703789
55 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- golf course view
- vaulted ceilings
- wood beams
- skylights
- screened lanai
- central vacuum system
- two-car garage
AI-selected highlights from the listing description below.
Welcome to this beautifully situated 2 or 3 bedroom 2.5-bath villa overlooking the second hole of the Harborside White Egret Golf Course. Designed with an inviting sense of openness, the residence features soaring vaulted ceilings accented by rich wood beams, contemporary lighting, and skylights that fill the interior with abundant natural light. The thoughtfully designed floor plan creates an effortless flow between the living, dining, family, and kitchen areas, making the home equally suited to relaxed everyday living or entertaining. The spacious primary suite is privately positioned toward the rear of the home and offers direct access to the screened lanai. Step outside to enjoy tranquil views of the picturesque waterway, complete with fountains, with the manicured golf course providing a beautiful backdrop. Adjacent to the living and dining areas, a versatile additional room with its own closet and access to the second bath offers flexibility as a den, home office, or third bedroom. Additional features include a two-car garage, central vacuum system, and an updated pool deck surface. Ideally positioned to take advantage of the peaceful golf-course setting, this residence offers an exceptional opportunity to create a home in a desirable Bay Isles community. HUD Case #093-659100. Initial Disposition: IN, Equal Housing Opportunity.
Facts
- Property type
- Villa
- Year built
- 1986
- Bathrooms
- 2 full, 1 half
- Living area
- 2,478 sqft
- Lot size
- 0.15 acres
- Waterfront
- Yes Β· 40 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,591/yr
- Monthly fees
- $1,617/mo
- Listed
- Aug 22, 2026
- MLS #
- A4703789
Price & status history
- Listed for $835,000
- Price reduced to $752,000
- Status changed to Pending
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2321 HARBOUR OAKS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,845
$3,803 of that is principal & interest. 44% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,803
- Property taxes
- $799
- Homeowners insurance
- $627
- Flood insurance
- $0
- HOA / condo fees
- $1,617
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,845
Over the life of the loan
- Loan amount
- $601,600
- Down payment
- $150,400
- Total interest
- $767,308
- Principal + interest paid
- $1,368,908
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2321 Harbour Oaks Dr, Longboat Key, FL 34228
Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4703789 Β· Pending
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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