$155,000
Active2328 Picnic St, Port Charlotte, FL 33952
3 beds · 2 baths · 1,182 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531093
35 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Incredible opportunity to own this cozy 3-bedroom, 2-bath home with 2 sheds in back, offering a convenient and flexible layout with 2 separate entrances and 2 separate living quarters (Mother-in-law suite)! On the right side of the home is the main living area, including 2 bedrooms, 1 full bath, kitchen, living room, and small dining area. On the left side of the home, the in-law setup offers a kitchen, living area, bedroom, bonus room, and bathroom. This unique layout provides excellent flexibility for separate living space, guests, extended stays, or rental use. Both sides of the home have a refrigerator, range, and kitchen cabinetry. The in-law setup features a gas stove, and the propane tank is owned by the seller. The main home has an electric stove. An exterior laundry room includes a washer and storage space, adding even more everyday convenience. Inside, the home features tile flooring throughout and a newer roll-type roof with peel-and-stick underlayment. Five wall A/C units help keep the home comfortable, while most windows have hurricane shutters for added peace of mind during storm season. Outside, you will find a large, long driveway with plenty of parking space, a concrete patio, 2 sheds, and a clothesline in the back. A front porch sitting area creates a welcoming spot to enjoy the outdoors, while the small covered back porch offers another convenient place to relax. The property has useful outdoor space and practical features that make it easy to enjoy and maintain. Currently, a tenant is living in the in-law suite on a month-to-month basis. The tenant can stay if a new purchaser would like to continue the rental arrangement. The home also comes with a home warranty for new purchasers, offering added value and peace of mind. The location is hard to beat, with shopping, schools, and hospitals nearby, plus a quick 5-minute drive to the downtown shops and restaurants of Punta Gorda! This Port Charlotte home for sale combines a convenient location, flexible living quarters, useful outdoor space, and great potential. The home is neat, clean, and well cared for. Call today to schedule your showing and see all this property has to offer!
Facts
- Property type
- Single Family Residence
- Year built
- 1962
- Bathrooms
- 2 full
- Living area
- 1,182 sqft
- Lot size
- 0.17 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,952/yr
- Listed
- Sep 23, 2026
- MLS #
- C7531093
Price & status history
- Listed for $175,000
- Price reduced to $155,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2328 PICNIC ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,230
$784 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $784
- Property taxes
- $246
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,230
Over the life of the loan
- Loan amount
- $124,000
- Down payment
- $31,000
- Total interest
- $158,155
- Principal + interest paid
- $282,155
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2328 Picnic St, Port Charlotte, FL 33952
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531093 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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