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$649,900

Active

233 Durrance St, Punta Gorda, FL 33950

3 beds · 2 baths · 1,554 sq ft

Listing courtesy of RE/MAX PALM REALTY · MLS# C7511555

491 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Key West-style home
  • Heated saltwater pool
  • Heated spa with waterfall
  • Electric storm shutters
  • Bamboo flooring
  • Oversized corner lot

AI-selected highlights from the listing description below.

**LOW LOW HAZARD AND FLOOD INSURANCE-LESS THAN $1900 PER YEAR EACH!! ** Welcome to this beautifully custom-built Key West-style home pool home, perfectly positioned in the heart of Punta Gorda’s highly sought-after Historic District—just two blocks from Gilchrist Park. This stunning residence offers the ultimate blend of charm, craftsmanship, and modern safety features. The home boasts three bedrooms, two bathrooms, and sits on a private, fully fenced oversized corner lot with mature, tropical landscaping. Designed for both comfort and resilience, this home features energy-efficient block construction, hurricane impact windows and doors, an energy-saving metal roof, spray foam insulation, electric storm shutters surrounding the lanai, underground utilities, and more! But the interior is truly dressed to impress even more with everyone's favorite plantation shutters, gorgeous bamboo flooring throughout, hand laid crown molding, custom door and window casings, along with large baseboards and a plethora of big windows to allow all the natural light to flow in. The kitchen is a chef’s dream with custom white raised panel shaker cabinetry that is accented with beautiful quartz countertops, self-closing drawers, under-cabinet lighting, and stainless steel appliances. A large laundry room featuring matching cabinetry and a utility sink sits just off this space. After an exquisite meal, you'll be sure to rest comfortably in the primary bedroom and en-suite. with views over the pool area, a large walk-in closet, double vanity, and a walk-in shower with tile to ceiling, every detail has been thought out. Down the hallway sits 2 other spacious bedrooms that are perfect for family and guests alike. Step outside to your own private backyard oasis—complete with a custom designed saltwater pool, heated spa with waterfall overflow, pavered entertaining areas, fire pit, and a charming pool house with a covered seating area, changing room, outdoor shower, plus additional storage. The oversized garage is even a must see, with finished floors and overhead custom storage racks. Be sure to ask about the low insurance costs for this home which is hard to find in the historic area. This beautiful, walkable neighborhood offers a unique blend of Old Florida charm and modern convenience, with tree-lined, brick-paved streets, a variety of architectural styles, and proximity to the waterfront and some of the area's finest restaurants and shopping. The Historic District also offers a friendly, active lifestyle with frequent festivals, art shows, farmers markets, and outdoor concerts. It’s common to see residents biking, walking their dogs, or simply enjoying the panoramic sunset views over the harbor. So don't let your Florida Dream home become someone else's address, set up your showing today!! ** Be sure to check out the virtual home tour, floor plan and fly through video **

Facts

Property type
Single Family Residence
Year built
2013
Bathrooms
2 full
Living area
1,554 sqft
Lot size
0.17 acres
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,204/yr
Listed
Jun 23, 2025
MLS #
C7511555

Price & status history

  1. Listed for $699,900
  2. Price reduced to $649,900from $674,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 233 DURRANCE ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,261

$3,286 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,286
Property taxes
$434
Homeowners insurance
$542
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,261

Over the life of the loan

Loan amount
$519,920
Down payment
$129,980
Total interest
$663,129
Principal + interest paid
$1,183,049
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

233 Durrance St, Punta Gorda, FL 33950

Listing courtesy of RE/MAX PALM REALTY · MLS# C7511555 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]