$649,900
Active233 Durrance St, Punta Gorda, FL 33950
3 beds · 2 baths · 1,554 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7511555
491 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Key West-style home
- Heated saltwater pool
- Heated spa with waterfall
- Electric storm shutters
- Bamboo flooring
- Oversized corner lot
AI-selected highlights from the listing description below.
**LOW LOW HAZARD AND FLOOD INSURANCE-LESS THAN $1900 PER YEAR EACH!! ** Welcome to this beautifully custom-built Key West-style home pool home, perfectly positioned in the heart of Punta Gorda’s highly sought-after Historic District—just two blocks from Gilchrist Park. This stunning residence offers the ultimate blend of charm, craftsmanship, and modern safety features. The home boasts three bedrooms, two bathrooms, and sits on a private, fully fenced oversized corner lot with mature, tropical landscaping. Designed for both comfort and resilience, this home features energy-efficient block construction, hurricane impact windows and doors, an energy-saving metal roof, spray foam insulation, electric storm shutters surrounding the lanai, underground utilities, and more! But the interior is truly dressed to impress even more with everyone's favorite plantation shutters, gorgeous bamboo flooring throughout, hand laid crown molding, custom door and window casings, along with large baseboards and a plethora of big windows to allow all the natural light to flow in. The kitchen is a chef’s dream with custom white raised panel shaker cabinetry that is accented with beautiful quartz countertops, self-closing drawers, under-cabinet lighting, and stainless steel appliances. A large laundry room featuring matching cabinetry and a utility sink sits just off this space. After an exquisite meal, you'll be sure to rest comfortably in the primary bedroom and en-suite. with views over the pool area, a large walk-in closet, double vanity, and a walk-in shower with tile to ceiling, every detail has been thought out. Down the hallway sits 2 other spacious bedrooms that are perfect for family and guests alike. Step outside to your own private backyard oasis—complete with a custom designed saltwater pool, heated spa with waterfall overflow, pavered entertaining areas, fire pit, and a charming pool house with a covered seating area, changing room, outdoor shower, plus additional storage. The oversized garage is even a must see, with finished floors and overhead custom storage racks. Be sure to ask about the low insurance costs for this home which is hard to find in the historic area. This beautiful, walkable neighborhood offers a unique blend of Old Florida charm and modern convenience, with tree-lined, brick-paved streets, a variety of architectural styles, and proximity to the waterfront and some of the area's finest restaurants and shopping. The Historic District also offers a friendly, active lifestyle with frequent festivals, art shows, farmers markets, and outdoor concerts. It’s common to see residents biking, walking their dogs, or simply enjoying the panoramic sunset views over the harbor. So don't let your Florida Dream home become someone else's address, set up your showing today!! ** Be sure to check out the virtual home tour, floor plan and fly through video **
Facts
- Property type
- Single Family Residence
- Year built
- 2013
- Bathrooms
- 2 full
- Living area
- 1,554 sqft
- Lot size
- 0.17 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,204/yr
- Listed
- Jun 23, 2025
- MLS #
- C7511555
Price & status history
- Listed for $699,900
- Price reduced to $649,900from $674,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 233 DURRANCE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,261
$3,286 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,286
- Property taxes
- $434
- Homeowners insurance
- $542
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,261
Over the life of the loan
- Loan amount
- $519,920
- Down payment
- $129,980
- Total interest
- $663,129
- Principal + interest paid
- $1,183,049
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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233 Durrance St, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7511555 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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