$20,000
Active23447 Racine Ave, Port Charlotte, FL 33980
0.23 acre lot
Listing courtesy of HOUWZER INC · MLS# O6425515
90 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No HOA
- Quarter-acre lot
- Golf courses nearby
- Boat ramps nearby
- Gulf Coast lifestyle
- Charlotte Harbor access
AI-selected highlights from the listing description below.
No HOA! Build your dream home on this quarter-acre lot in fast-growing Port Charlotte. Located at 23447 Racine Ave, this property offers the freedom to design the home you want in a quiet residential area while still being close to everyday conveniences. Enjoy nearby shopping, dining, golf courses, parks, fishing, boat ramps, medical facilities, and the beautiful Gulf Coast lifestyle Port Charlotte is known for. You are also just a short drive from Sunseeker Resort, Charlotte Harbor, marinas, beaches, and major roadways including US-41, Kings Highway, and I-75. No matter the goal, this property is a great opportunity in a growing area with new construction nearby.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE*
- CDD
- No
- Annual taxes
- $543/yr
- Listed
- Jul 30, 2026
- MLS #
- O6425515
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23447 RACINE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$346
$101 of that is principal & interest. 71% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $45
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $346
Over the life of the loan
- Loan amount
- $16,000
- Down payment
- $4,000
- Total interest
- $20,407
- Principal + interest paid
- $36,407
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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23447 Racine Ave, Port Charlotte, FL 33980
Listing courtesy of HOUWZER INC · MLS# O6425515 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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