$2,199,000
Active2345 Temple St, Sarasota, FL 34239
5 beds · 6 baths · 3,000 sq ft
Listing courtesy of KW COASTAL LIVING III · MLS# A4703329
44 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Be the first to call this brand-new Sarasota home your own. Located at 2345 Temple Street, this thoughtfully designed two-story residence offers over 3,000 square feet of modern living with five bedrooms, five full bathrooms, two half bathrooms and a two-car garage. Step inside to soaring ceilings, an open-concept floor plan, wood-look porcelain tile, custom cabinetry, quartz countertops, a waterfall island and a striking 72-inch linear fireplace. Expansive glass doors create a seamless connection to the covered lanai and private backyard, where a pool and spa, sun shelf, dedicated pool bath make the space ideal for relaxing and entertaining. The first-floor primary suite offers a private retreat, while an additional downstairs suite and three upstairs bedrooms provide plenty of room for family and guests. With brand-new construction, beautiful finishes and spaces designed to enjoy both indoors and out, this home is ready for its very first owner. Located in Flood Zone X with no HOA, just minutes from Sarasota Memorial Hospital, Southside Village, Downtown Sarasota and Sarasota's renowned Gulf Coast beaches.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 5 full, 2 half
- Living area
- 3,000 sqft
- Lot size
- 0.16 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,182/yr
- Listed
- Sep 14, 2026
- MLS #
- A4703329
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2345 TEMPLE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$13,384
$11,119 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $11,119
- Property taxes
- $432
- Homeowners insurance
- $1,833
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $13,384
Over the life of the loan
- Loan amount
- $1,759,200
- Down payment
- $439,800
- Total interest
- $2,243,763
- Principal + interest paid
- $4,002,963
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2345 Temple St, Sarasota, FL 34239
Listing courtesy of KW COASTAL LIVING III · MLS# A4703329 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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