$18,000
Active23476 Cedarton Ave, Punta Gorda, FL 33980
0.23 acre lot
Listing courtesy of SMITH REALTY AND ASSOC INC · MLS# NS1087906
202 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Conveniently located near shopping, dining, and everyday essentials, this property offers a perfect blend of peaceful living and easy access to everything Southwest Florida is known for. Enjoy Florida’s outdoor lifestyle with nearby attractions like Charlotte Harbor for boating and fishing, and Port Charlotte Beach Park for waterfront views, picnicking, and a public fishing pier. Nature lovers will appreciate Tippecanoe Environmental Park, featuring scenic walking trails and wildlife viewing. Just a short drive away, you’ll find beautiful Gulf beaches like Englewood Beach, plus golf courses, shopping at Port Charlotte Town Center, and spring training games at Charlotte Sports Park.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $458/yr
- Listed
- Apr 9, 2026
- MLS #
- NS1087906
Price & status history
- Listed for $21,000
- Price reduced to $18,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23476 CEDARTON AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$329
$91 of that is principal & interest. 72% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $91
- Property taxes
- $38
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $329
Over the life of the loan
- Loan amount
- $14,400
- Down payment
- $3,600
- Total interest
- $18,366
- Principal + interest paid
- $32,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
23476 Cedarton Ave, Punta Gorda, FL 33980
Listing courtesy of SMITH REALTY AND ASSOC INC · MLS# NS1087906 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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