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Lasbury Tracy Realty Inc
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$147,000

Active

23476 Harper Ave, Port Charlotte, FL 33980

4 beds · 1 bath · 1,888 sq ft

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529905

65 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • oversized lot
  • no HOA
  • renovated bathroom
  • new flooring
  • waterfront attractions nearby

AI-selected highlights from the listing description below.

Completely remodeled and ready for its next chapter! ROOF WILL BE REPLACED BY SELLER BEFORE CLOSING. This 4-bedroom home offers plenty of space inside and out, situated on an oversized .34-acre lot in Charlotte Shores. Recent improvements include new flooring, fresh drywall, an updated kitchen, a fully renovated bathroom, and fresh interior paint. The spacious layout offers flexibility for everyday living, guests, a home office, or additional living space. With a large 75' x 200' lot and no HOA, there is plenty of room to enjoy the Florida lifestyle. Conveniently located near shopping, dining, downtown Punta Gorda, and area waterfront attractions, this property offers a great opportunity to make it your own.

Facts

Property type
Single Family Residence
Year built
1957
Bathrooms
1 full
Living area
1,888 sqft
Lot size
0.34 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,241/yr
Listed
Aug 24, 2026
MLS #
C7529905

Price & status history

  1. Listed for $159,000
  2. Status changed to Active Under Contract
  3. Status changed to Active
  4. Price reduced to $157,000
  5. Price reduced to $147,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 23476 HARPER AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,047

$743 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$743
Property taxes
$103
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,047

Over the life of the loan

Loan amount
$117,600
Down payment
$29,400
Total interest
$149,992
Principal + interest paid
$267,592
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

23476 Harper Ave, Port Charlotte, FL 33980

Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529905 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]