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$137,000
ActivePrice drops, under contract and the sold price, by email.23476 Harper Ave, Port Charlotte, FL 33980
4 beds · 1 bath · 1,888 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7533302
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Freshly remodeled and ready for its next chapter! This spacious 4-bedroom home in Charlotte Shores offers a wonderful combination of modern improvements, generous living space, and a convenient location. Recent renovations include new flooring, fresh drywall, an updated kitchen, a fully renovated bathroom, and fresh interior paint. The versatile floor plan offers flexibility for everyday living, entertaining, guests, or a home office. Situated on an oversized .34-acre lot measuring 75' x 200', with no HOA, there's plenty of room to enjoy the Florida lifestyle. Conveniently located just minutes from downtown Punta Gorda, local shopping, restaurants, waterfront parks, boating, and the area's many coastal attractions.
Facts
- Property type
- Single Family Residence
- Year built
- 1957
- Bathrooms
- 1 full
- Living area
- 1,888 sqft
- Lot size
- 0.34 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,241/yr
- Listed
- Nov 11, 2026
- MLS #
- C7533302
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23476 HARPER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$996
$693 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $693
- Property taxes
- $103
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $996
Over the life of the loan
- Loan amount
- $109,600
- Down payment
- $27,400
- Total interest
- $139,789
- Principal + interest paid
- $249,389
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
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23476 Harper Ave, Port Charlotte, FL 33980
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7533302 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
