$679,000
Active2361 Risken Ter, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,877 sq ft
Listing courtesy of PROGRAM REALTY, LLC Β· MLS# D6148669
50 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to your tropical paradise, where immediate water access and a canal home await! Experience the allure of Gulf Access, featuring a boat lift and dock, and enjoy the freedom of living without an HOA. This turnkey property is fully furnished and ready to move in, offering a spacious 3-bedroom, 2-bathroom home with a large lanai, a heated pool, and solar panels to keep your electric bill low. Nestled on the picturesque Myakka River, this home offers breathtaking views of the river and easy access to the Charlotte Harbor and Gulf of America. As you step inside through the inviting front screen porch, youβll be greeted by high ceilings and a spacious living area with a stunning view. Three sets of pocket sliders open up the space, allowing you to fully embrace the outdoors and soak in the natural beauty. The spacious ownersβ suite boasts a private lanai and an en-suite bath with two walk-in closets, providing a serene retreat for relaxation. The living room and dining room feature sliding glass doors that seamlessly blend the indoor and outdoor spaces, creating a perfect ambiance for enjoying the Florida lifestyle. The kitchen is a culinary haven, equipped with modern stainless steel appliances, granite countertops, and a dining area for savoring your daily meals. The split floor plan offers ultimate privacy, allowing you and your guests or family members to retreat to your own quiet sanctuaries. In 2020, new granite floors were installed on the lanai, and in 2021, a charming outdoor seating area was added, perfect for enjoying the beautiful sunset views and the heated pool. This fully furnished home includes two additional Murphy beds, everything stays with you. Whether youβre fishing from your dock, embarking on a day of adventure on your boat, or simply relaxing and watching the stunning sunsets, this home offers the perfect blend of comfort and convenience. Donβt miss out on this desirable area of Gulf Cove Home! Located in a riverfront community bordered by the Myakka Forest and Myakka River, Gulf Cove offers a unique opportunity to experience the beauty of nature. Keep an eye out for manatees, dolphins, eagles, ospreys, deer, and rabbits, and enjoy the tranquility of the surrounding environment. Gulf Cove boasts a community boat ramp and park, and while thereβs no mandatory HOA, thereβs a voluntary one in place. For golf enthusiasts, several courses and country clubs are just a 5-6 minute drive away, while Englewood and Boca Grande Beach are within a 15-minute drive. This property is conveniently situated near local shopping, dining, hospitals, and other amenities. Youβll be just minutes away from your favorite destinations. Enjoy a short drive to I-75, where you can visit The Charlotte Sports Park, the home of the Tampa Bay Rays during their Spring Training.
Facts
- Property type
- Single Family Residence
- Year built
- 1992
- Bathrooms
- 2 full
- Living area
- 1,877 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 160 ft
- Water access
- Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,347/yr
- Listed
- Sep 1, 2026
- MLS #
- D6148669
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 2361 RISKEN TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,611
$3,433 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,433
- Property taxes
- $612
- Homeowners insurance
- $566
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,611
Over the life of the loan
- Loan amount
- $543,200
- Down payment
- $135,800
- Total interest
- $692,822
- Principal + interest paid
- $1,236,022
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2361 Risken Ter, Port Charlotte, FL 33981
Listing courtesy of PROGRAM REALTY, LLC Β· MLS# D6148669 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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