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Lasbury Tracy Realty Inc
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$679,000

Active

2361 Risken Ter, Port Charlotte, FL 33981

3 beds Β· 2 baths Β· 1,877 sq ft

Listing courtesy of PROGRAM REALTY, LLC Β· MLS# D6148669

50 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to your tropical paradise, where immediate water access and a canal home await! Experience the allure of Gulf Access, featuring a boat lift and dock, and enjoy the freedom of living without an HOA. This turnkey property is fully furnished and ready to move in, offering a spacious 3-bedroom, 2-bathroom home with a large lanai, a heated pool, and solar panels to keep your electric bill low. Nestled on the picturesque Myakka River, this home offers breathtaking views of the river and easy access to the Charlotte Harbor and Gulf of America. As you step inside through the inviting front screen porch, you’ll be greeted by high ceilings and a spacious living area with a stunning view. Three sets of pocket sliders open up the space, allowing you to fully embrace the outdoors and soak in the natural beauty. The spacious owners’ suite boasts a private lanai and an en-suite bath with two walk-in closets, providing a serene retreat for relaxation. The living room and dining room feature sliding glass doors that seamlessly blend the indoor and outdoor spaces, creating a perfect ambiance for enjoying the Florida lifestyle. The kitchen is a culinary haven, equipped with modern stainless steel appliances, granite countertops, and a dining area for savoring your daily meals. The split floor plan offers ultimate privacy, allowing you and your guests or family members to retreat to your own quiet sanctuaries. In 2020, new granite floors were installed on the lanai, and in 2021, a charming outdoor seating area was added, perfect for enjoying the beautiful sunset views and the heated pool. This fully furnished home includes two additional Murphy beds, everything stays with you. Whether you’re fishing from your dock, embarking on a day of adventure on your boat, or simply relaxing and watching the stunning sunsets, this home offers the perfect blend of comfort and convenience. Don’t miss out on this desirable area of Gulf Cove Home! Located in a riverfront community bordered by the Myakka Forest and Myakka River, Gulf Cove offers a unique opportunity to experience the beauty of nature. Keep an eye out for manatees, dolphins, eagles, ospreys, deer, and rabbits, and enjoy the tranquility of the surrounding environment. Gulf Cove boasts a community boat ramp and park, and while there’s no mandatory HOA, there’s a voluntary one in place. For golf enthusiasts, several courses and country clubs are just a 5-6 minute drive away, while Englewood and Boca Grande Beach are within a 15-minute drive. This property is conveniently situated near local shopping, dining, hospitals, and other amenities. You’ll be just minutes away from your favorite destinations. Enjoy a short drive to I-75, where you can visit The Charlotte Sports Park, the home of the Tampa Bay Rays during their Spring Training.

Facts

Property type
Single Family Residence
Year built
1992
Bathrooms
2 full
Living area
1,877 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 160 ft
Water access
Bay/Harbor, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$7,347/yr
Listed
Sep 1, 2026
MLS #
D6148669

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2361 RISKEN TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,611

$3,433 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,433
Property taxes
$612
Homeowners insurance
$566
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,611

Over the life of the loan

Loan amount
$543,200
Down payment
$135,800
Total interest
$692,822
Principal + interest paid
$1,236,022
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2361 Risken Ter, Port Charlotte, FL 33981

Listing courtesy of PROGRAM REALTY, LLC Β· MLS# D6148669 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:48 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]