$359,000
Active239 Valdiva St, Punta Gorda, FL 33983
3 beds · 2 baths · 2,162 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529504
77 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- covered lanai
- screened patio
- wet bar
- wood-burning fireplace
- impact skylight
- accordion shutters
- cathedral ceilings
- split floor plan
AI-selected highlights from the listing description below.
You are going to LOVE the space provided by this DEEP CREEK home (3/2/2) including the covered lanai and the massive screened patio - not to mention the spacious living room (with wet bar) in addition to family room with a wood-burning fireplace. The buyer of this house has the option to purchase the empty and cleared lot next door for an additional $40,000 - that will continue to ensure your space/privacy or give you the option to build a guest house/another home or any of a number of opportunities (including adding an attached garage to the left side of the house for a boat or RV). Ton of updates here including Roof 2022, 2017 AC, impact skylight from 2022, whole house surge protector, updates in kitchen including quartz counters and newer appliances, accordion shutters for lanai, exterior of house freshly painted in 2024 and MORE. As you approach this home you'll notice the gorgeous landscaping - step inside and your eyes are first drawn to the cathedral ceilings and the bright airy open feeling that provides. But they will quickly notice the spacious living room and wet bar before gazing outside to the covered lanai that leads into that massive screened patio. WOW - tons of space for entertainment and/or relaxation and a fenced in part of the yard for mans best friend. The kitchen - dining room - family room with fireplace are seamlessly connected with access to the covered lanai through sliders. The large living room also has pocket sliders to that covered lanai allowing for a great blend of indoor/outdoor living. Both you and your guests are going to appreciate the privacy provided by the split floor plan with master bedroom to the left side of the house and the guest bedrooms/bathroom all the way to the right. Deep Creek is ideally located in a great neighborhood setting with plenty of green space - yet just 10 to 15 minutes from downtown Punta Gorda and Fisherman's village. And for those that want to explore more of Florida fun spots you are near I75 for easy access north or south. A home that provides this amount of indoor/outdoor living with an option to purchase the lot next door is one that needs to be experienced to be understood. Call today for a private showing of this FANTASTIC piece of property.
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Bathrooms
- 2 full
- Living area
- 2,162 sqft
- Lot size
- 0.51 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,919/yr
- Monthly fees
- $18/mo
- Listed
- Aug 10, 2026
- MLS #
- C7529504
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 239 VALDIVA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,542
$1,815 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,815
- Property taxes
- $410
- Homeowners insurance
- $299
- Flood insurance
- $0
- HOA / condo fees
- $18
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,542
Over the life of the loan
- Loan amount
- $287,200
- Down payment
- $71,800
- Total interest
- $366,308
- Principal + interest paid
- $653,508
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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239 Valdiva St, Punta Gorda, FL 33983
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529504 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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