$119,000
Active2425 Vance Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6132474
923 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Myakka River access
- Charlotte Harbor access
- Gulf of Mexico access
- 80 feet waterfront
- cul-de-sac location
- water views
- dock capable lot
AI-selected highlights from the listing description below.
Come and build your dream home on this lot located on a canal with direct access to the Myakka River and the Charlotte Harbor. . From there your adventures can continue out into the Charlotte Harbor and off to the Gulf of Mexico. Located in the desirable location of Gulf Cove it is sure to meet the needs of Boaters, kayakers and Fishing enthusiasts. The lot is located on a cul-de-sac offering a private setting for your home. There are already established homes on this street utilizing the accessibility to the water and enjoying the water views. With 80 feet of waterfront you will have plenty of room for your water toys. Come build your dock and make this a perfect place for you to enjoy Florida living.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, River
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $2,405/yr
- Listed
- Apr 16, 2024
- MLS #
- N6132474
Price & status history
- Listed for $154,000
- Price reduced to $119,000from $129,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2425 VANCE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,002
$602 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $602
- Property taxes
- $200
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,002
Over the life of the loan
- Loan amount
- $95,200
- Down payment
- $23,800
- Total interest
- $121,422
- Principal + interest paid
- $216,622
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2425 Vance Ter, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# N6132474 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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