$25,000
Active2489 Hoover St, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · MLS# O6383884
251 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Owner financing available
- Vacant residential lot
- Adjacent lot available
- Half acre combined
AI-selected highlights from the listing description below.
Owner financing available. Prime opportunity to build in the growing community of Port Charlotte. This vacant residential lot at 2489 Hoover St., Port Charlotte, FL 33953 offers a desirable location with convenient access to shopping, dining, schools and major roadways. Whether you're planning to build now or invest for the future, this property provides flexibility and strong potential in an area experiencing continued development. Owner financing is available with 50% down, creating an excellent opportunity for buyers seeking alternative financing options. Looking for additional space? The adjacent lot is also available, allowing you to secure approximately half an acre combined, ideal for a larger custom home, added privacy or expanded outdoor living space. Don't miss this chance to own land in a rapidly expanding area of Port Charlotte. Inquire today for details.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- North
- Flood zone
- AE
- Annual taxes
- $329/yr
- Listed
- Feb 19, 2026
- MLS #
- O6383884
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2489 HOOVER ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$354
$126 of that is principal & interest. 64% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $27
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $354
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2489 Hoover St, Port Charlotte, FL 33953
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · MLS# O6383884 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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