$299,900
Active2492 Jacobs St, Port Charlotte, FL 33953
3 beds · 2 baths · 1,397 sq ft
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6435566
68 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- split-bedroom floor plan
- covered rear lanai
- walk-in closet
- interior laundry room
- island kitchen
AI-selected highlights from the listing description below.
Under Construction. NEW CONSTRUCTION - UNDER CONSTRUCTION - ESTIMATED COMPLETION DECEMBER 2026! Welcome to 2492 Jacobs St in Port Charlotte. This beautifully designed new construction home features approximately 1,397 sq. ft. of living space, 3 bedrooms, 2 bathrooms, and an attached 2-car garage. Designed for modern Florida living, the home features a bright open-concept floor plan connecting the great room, dining area, and kitchen. The kitchen is centered around a spacious island with plenty of room for meal preparation, casual seating, and entertaining. The split-bedroom floor plan provides privacy for the primary suite, complete with a private bathroom and walk-in closet. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home. An interior laundry room adds everyday convenience. The covered rear lanai extends the living area outdoors and provides additional space for relaxing and entertaining while enjoying Southwest Florida's year-round climate. The contemporary exterior features clean architectural lines, a covered entry, modern accents, and an attached two-car garage. Conveniently located in Port Charlotte with access to shopping, dining, recreation, Gulf beaches, boating, and other Southwest Florida destinations. Home is currently under construction with estimated completion in December 2026. Images shown are of a similar model home built by the same builder.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,397 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $461/yr
- Listed
- Aug 21, 2026
- MLS #
- O6435566
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2492 JACOBS ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,805
$1,516 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,516
- Property taxes
- $38
- Homeowners insurance
- $250
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,805
Over the life of the loan
- Loan amount
- $239,920
- Down payment
- $59,980
- Total interest
- $306,005
- Principal + interest paid
- $545,925
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2492 Jacobs St, Port Charlotte, FL 33953
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6435566 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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