$289,900
Active25192 Derringer Rd, Punta Gorda, FL 33983
3 beds · 2 baths · 1,834 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7527578
119 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- lakefront home
- deep creek location
- covered lanai
- dry bar
- accordion hurricane shutters
- new roof 2022
- greenbelt privacy
AI-selected highlights from the listing description below.
Virtually Staged. DEEP CREEK! Spacious 3-BEDROOM, 2-BATH, 2-CAR GARAGE LAKEFRONT HOME IN HIGHLY SOUGHT AFTER DEED RESTRICTED COMMUNITY WITH COUNTY WATER AND SEWER! The outdoor area features a covered lanai and mature trees overlooking Lake Zappa. Plenty of room for a future pool and on a greenbelt for added privacy. This home offers a great backdrop for outdoor entertaining or simply relaxing in your peaceful surroundings. Split floor plan features high ceilings, neutral tones, and tile flooring in main living areas. Well-appointed kitchen offers white cabinetry, granite countertops, tile backsplash, and breakfast bar perfect for entertaining. Spacious primary bedroom includes direct access to lanai, two walk-in closets, and private ensuite bath separate tub and walk-in shower. This split bedroom floor plan ensures ultimate privacy for guests. Good size two additional bedrooms share a separate full bath. Additional features include new roof in 2022, accordion hurricane shutters and an oversized garage for extra storage. Great location in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to downtown historic Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1987
- Bathrooms
- 2 full
- Living area
- 1,834 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 95 ft
- Water access
- Lake
- Water view
- Yes
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- A, X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,403/yr
- Monthly fees
- $17/mo
- Listed
- Jun 15, 2026
- MLS #
- C7527578
Price & status history
- Listed for $319,900
- Price reduced to $289,900from $299,900
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 25192 DERRINGER RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,008
$1,466 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,466
- Property taxes
- $284
- Homeowners insurance
- $242
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,008
Over the life of the loan
- Loan amount
- $231,920
- Down payment
- $57,980
- Total interest
- $295,801
- Principal + interest paid
- $527,721
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
25192 Derringer Rd, Punta Gorda, FL 33983
Listing courtesy of COMPASS FLORIDA · MLS# C7527578 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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