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$618,000

Active

2521 Star Apple Way, Sarasota, FL 34240

3 beds · 2 baths · 1,860 sq ft

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4707454

33 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. BETTER THAN NEW WITH UPGRADES RARELY FOUND IN NEW CONSTRUCTION! This 2026 Neal Communities home features a $17,500 Generac whole-house generator, upgraded Trane HVAC, foam-insulated block walls, $6,500 Kinetico whole-house water system, custom wood plantation shutters, top-down/bottom-up honeycomb blinds, and an extended 2-car garage. Located on a private, beautifully landscaped corner homesite in Windward at Lakewood Ranch, this single-story Dream 2 offers 3 bedrooms, 2 baths, a separate den, and substantial builder and post-closing upgrades—all completed so you don't have to. Situated toward the rear of the community, the property features extensive established landscaping, including substantial plantings along the rear property line that provide exceptional privacy. The open-concept interior features luxury vinyl plank flooring throughout the living areas and bedrooms, whole-house impact-resistant glass, and a gas tankless water heater. The beautifully appointed kitchen includes Level 3 Timberlake cabinetry with soft-close doors and drawers, additional pot-and-pan storage, double pull-out trash, Calacatta Novello quartz countertops, a Kohler Whitehaven apron-front sink, herringbone backsplash, gas cooking, and stainless-steel GE appliances. Both bathrooms feature quartz countertops, upgraded cabinetry, brushed-nickel fixtures, and elevated tile selections, including tile extended to the ceiling and a beautifully finished walk-in shower in the primary suite. Thoughtful electrical upgrades include recessed lighting, fan prewires, dimmers, additional outlets, multiple outlets around the exterior eaves for holiday lighting or security cameras, and 220V/50A service in the garage for EV charging. Approximately $45,000 in post-closing improvements further distinguish this home, including a Tesla charging station, upgraded ceiling fans, accessibility improvements, and custom finishes. Additional features include an insulated garage door, LiftMaster belt-drive opener with battery backup, WiFi and camera, finished garage floor, upgraded Schlage hardware, enhanced closet shelving, gas stub on the lanai, pool pre-wire with gas-heater stub-out, paver driveway, walkways and lanai, upgraded lighting, and extensive landscaping. Unlike many newer homes where substantial projects and expenses remain after closing, this property offers the advantage of having the builder selections, window treatments, landscaping, backup power, water treatment, EV charging, and other finishing touches already completed. Windward offers gated living with resort-style amenities including pools, clubhouse, fitness center, tennis and pickleball courts, dog parks, playgrounds, and walking trails. Its Sarasota County location provides convenient access to I-75, Waterside Place, UTC, Fruitville Road, and Downtown Sarasota. Seller is currently building their next home; buyer move-in will be available six months after closing.

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
2 full
Living area
1,860 sqft
Lot size
0.2 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
X
CDD
Yes
55+ community
No
Annual taxes
$3,072/yr
Monthly fees
$295/mo
Listed
Sep 25, 2026
MLS #
A4707454

Price & status history

  1. Listed for $638,000
  2. Price reduced to $618,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2521 STAR APPLE WAY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,191

$3,125 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$3,125
Property taxes
$256
Homeowners insurance
$515
Flood insurance
$0
HOA / condo fees
$295
Mortgage insurance (PMI)
$0
Total per month
$4,191

Over the life of the loan

Loan amount
$494,400
Down payment
$123,600
Total interest
$630,580
Principal + interest paid
$1,124,980
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2521 Star Apple Way, Sarasota, FL 34240

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4707454 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:31 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]