$109,900
Active2524 Larkspur Dr, Punta Gorda, FL 33950
0.23 acre lot
Listing courtesy of LA ROSA REALTY PRESTIGE · MLS# L4960121
229 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- saltwater canal lot
- 90 feet water frontage
- private dock
- no deed restrictions
- no mandatory HOA
- community boat ramp access
AI-selected highlights from the listing description below.
FREEDOM & WATERFRONT LIVING – NO DEED RESTRICTIONS! Discover the perfect canvas for your custom coastal retreat at 2524 Larkspur Dr. This premier .23-acre SALTWATER CANAL lot in the sought-after Charlotte Park community offers something rare in Florida: true homeowner freedom. With NO GATES and NO MANDATORY HOA, you have the liberty to build your dream home and live the lifestyle you choose without the burden of heavy restrictions or high monthly fees. A BOATER’S PARADISE: Boasting approximately 90 feet of water frontage, this property provides a direct navigable path via Alligator Creek to the Peace River, Charlotte Harbor, and the open waters of the Gulf of Mexico. Imagine walking out to your private dock for a sunrise fishing trip or a sunset cruise—world-class boating is literally in your backyard. WHY THIS LOCATION? Freedom of Ownership: Non-gated and no deed restrictions. Store your boat or trailer on-site (per county code) and enjoy a relaxed, "Old Florida" neighborhood feel. Community Perks: An optional $50/year civic association fee grants you access to a private community boat ramp. Prime Proximity: Just minutes from the historic charm of downtown Punta Gorda, Fishermen’s Village, and waterfront dining. Ready to Build: Public water is available. High and dry residential pocket with mature tropical surroundings. Whether you are looking to build a primary residence or a high-demand vacation rental, this lot offers the ultimate combination of Gulf access and residential autonomy. Don't wait, waterfront opportunities with this level of freedom are disappearing fast. Start building your Florida legacy today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 90 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,189/yr
- Listed
- Mar 12, 2026
- MLS #
- L4960121
Price & status history
- Listed for $125,000
- Price reduced to $109,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2524 LARKSPUR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$855
$556 of that is principal & interest. 35% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $556
- Property taxes
- $99
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $855
Over the life of the loan
- Loan amount
- $87,920
- Down payment
- $21,980
- Total interest
- $112,137
- Principal + interest paid
- $200,057
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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2524 Larkspur Dr, Punta Gorda, FL 33950
Listing courtesy of LA ROSA REALTY PRESTIGE · MLS# L4960121 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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