$345,000
Active25264 Padre Ln, Punta Gorda, FL 33983
3 beds · 2 baths · 1,966 sq ft
Listing courtesy of LOKATION · MLS# C7529046
89 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Flood Zone X
- 2022 Owens Corning roof
- Concrete block construction
- Enclosed lanai
- Corner homesite
- Primary suite wing
- Dual closets
AI-selected highlights from the listing description below.
Virtually Staged. Flood Zone X, a 2022 roof and nearly 2,000 square feet in Deep Creek, with an HOA of about $17 a month. This 3 bedroom, 2 bath concrete block home sits on a corner homesite of nearly a quarter acre with a side-entry two-car garage and public water and sewer. The big-ticket items are done. The Owens Corning roof was replaced in 2022 and carries a transferable warranty. The AC and water heater were both replaced in 2020, and some of the windows have been updated. Flood insurance is typically not required by lenders in Zone X. Inside, cathedral ceilings open up the formal living and dining rooms. The kitchen breakfast bar looks over the family room, and sliding glass doors lead to an enclosed lanai you can enjoy all year. The split floor plan gives the primary suite its own wing with dual closets, a garden tub and a separate walk-in shower. The inside laundry room has a utility sink, and the washer and dryer stay. Deep Creek offers sidewalks, a playground and tennis courts. You are minutes from I-75, Deep Creek Golf Club, downtown Punta Gorda and Fishermen's Village. Pets are welcome and rentals are allowed with a one month minimum.
Facts
- Property type
- Single Family Residence
- Year built
- 1996
- Bathrooms
- 2 full
- Living area
- 1,966 sqft
- Lot size
- 0.24 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,190/yr
- Monthly fees
- $17/mo
- Listed
- Jul 30, 2026
- MLS #
- C7529046
Price & status history
- Listed for $355,000
- Price reduced to $345,000from $350,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 25264 PADRE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,482
$1,745 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,745
- Property taxes
- $433
- Homeowners insurance
- $288
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,482
Over the life of the loan
- Loan amount
- $276,000
- Down payment
- $69,000
- Total interest
- $352,023
- Principal + interest paid
- $628,023
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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25264 Padre Ln, Punta Gorda, FL 33983
Listing courtesy of LOKATION · MLS# C7529046 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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