$1,399,000
Active256 Sugar Mill, Osprey, FL 34229
3 beds · 3 baths · 2,695 sq ft
Listing courtesy of KIMBERLITE WEST REALTY LLC · MLS# A4707187
34 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This beautifully appointed residence sits on a private, well-maintained lot surrounded by grand, colossal oaks and palm trees, delivering the privacy and curb appeal today's buyers are searching for. Step through the front door and feel the difference - soaring tray ceilings, rich crown molding, and tons of natural sunlight set an elegant tone throughout. The gourmet kitchen is the true showstopper, with gleaming stone countertops, solid wood cabinetry, and an open flow into the living and dining areas — perfect for entertaining or unwinding after a day at the club. Retreat to the luxurious owner's suite complete with dual walk-in closets and a private sitting area, while two additional bedrooms offer guests or family their own well-appointed space. Move-in ready and meticulously maintained, this home features updated salt pool equipment, a refreshed kitchen area, and an updated 3-car garage with maintenance-free epoxy flooring. The compulsory membership in The Oaks Club unlocks an unbeatable lineup of amenities. Schedule a viewing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2000
- Bathrooms
- 3 full
- Living area
- 2,695 sqft
- Lot size
- 0.42 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,013/yr
- Monthly fees
- $492/mo
- Listed
- Sep 22, 2026
- MLS #
- A4707187
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 256 SUGAR MILL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,650
$7,074 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,074
- Property taxes
- $918
- Homeowners insurance
- $1,166
- Flood insurance
- $0
- HOA / condo fees
- $492
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,650
Over the life of the loan
- Loan amount
- $1,119,200
- Down payment
- $279,800
- Total interest
- $1,427,478
- Principal + interest paid
- $2,546,678
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
256 Sugar Mill, Osprey, FL 34229
Listing courtesy of KIMBERLITE WEST REALTY LLC · MLS# A4707187 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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