$235,000
Active2562 Lakeshore Cir, Port Charlotte, FL 33952
3 beds · 2 baths · 1,094 sq ft
Listing courtesy of KW FLORIDA LIVING · MLS# C7532586
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Coastal cottage charm meets real peace of mind in this move-in-ready 3-bedroom, 2-bath home in the heart of Port Charlotte. A stone-accented facade, fresh landscaping, and an extra-wide driveway make a great first impression before you ever step inside. Inside, bright white walls, airy sheer drapes, and wood-look laminate flooring set a relaxed, beachy tone throughout. The living room is anchored by a striking hand-carved wood front door and ceiling fan. The dining space just off the kitchen opens through sliding glass doors to the lanai. The kitchen is bright and ready to cook, with white shaker-style cabinetry, stainless steel appliances including a side-by-side refrigerator, range, built-in microwave, and dishwasher, plus stone-look laminate countertops, recessed lighting, and a window over the double sink for natural light. The primary suite offers a walk-in closet with wraparound shelving and a private en-suite bath is finished in classic white subway tile with a tub/shower combo and built-in niche. The guest bath features a shower with glass sliding doors. Two additional bedrooms with ceiling fans flex easily as guest rooms, a home office, or hobby space. The big-ticket items are done: new hurricane impact windows and sliding glass door, and a roof replaced in 2021. Then step outside, where this home really shines. The screened lanai is made for morning coffee and evening breezes, with an open patio beyond for grilling. The privacy-fenced backyard is huge, with plenty of room for a pool, a garden, or a place to stretch out and play. A 12'x14' shed is ready for kayaks, fishing gear, tools, or a workshop. The 1-car garage adds built-in shelving and a laundry area with a utility sink. The location makes everyday life easy. You are centrally located near grocery stores, shopping, schools, hospitals, and restaurants, and just minutes from the dining, waterfront parks, and events of downtown Punta Gorda. Boat ramps are close by, so a day of fishing or boating on Charlotte Harbor and the Gulf of America is never far away.
Facts
- Property type
- Single Family Residence
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 1,094 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X AND 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,615/yr
- Listed
- Oct 21, 2026
- MLS #
- C7532586
Virtual tour
- Video tour on YouTubeyoutube.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2562 LAKESHORE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,690
$1,188 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,188
- Property taxes
- $301
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,690
Over the life of the loan
- Loan amount
- $188,000
- Down payment
- $47,000
- Total interest
- $239,784
- Principal + interest paid
- $427,784
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2562 Lakeshore Cir, Port Charlotte, FL 33952
Listing courtesy of KW FLORIDA LIVING · MLS# C7532586 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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