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$619,000

Active Under Contract

2590 Tarpon Cove Dr #821, Punta Gorda, FL 33950

4 beds Β· 3 baths Β· 2,766 sq ft

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7528599

46 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • private boat lift
  • screened lanai
  • built-in bar
  • in-home elevator
  • heated swimming pool
  • spa
  • canal waterfront

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. LUXURY WATERFRONT LIVING WITH QUICK BOATING ACCESS TO CHARLOTTE HARBOR and 20,000lb LIFT! Welcome to this beautifully appointed 3-bedroom + Den, 3-bathroom, two-story waterfront condominium offering the perfect blend of comfort, convenience, and the ultimate Florida boating lifestyle. Ideally situated on a canal with your own private boat lift and just a very short ride to open water, this exceptional residence is a dream come true for boating enthusiasts. Step inside to discover soaring ceilings and an open, inviting floor plan filled with natural light. The spacious kitchen is designed to impress with stainless steel appliances, extensive cabinetry, abundant counter space, and plenty of room for preparing meals, entertaining guests, or gathering with family. The kitchen flows effortlessly into the expansive living room, creating the ideal setting for everyday living and entertaining alike. Sliding Impact glass doors open to an oversized screened lanai overlooking the peaceful canal, where you'll enjoy watching boats drift by and taking in beautiful waterfront views. Thoughtfully designed for year-round enjoyment, the lanai features a built-in bar with a sink and sliding screen panels, allowing you to easily transform the space into an extension of the home's living areaβ€”perfect for entertaining, relaxing, or enjoying Florida's incredible weather. The thoughtfully designed floor plan offers exceptional privacy, with each oversized bedroom featuring its own private en-suite bathroom, providing comfortable accommodations for family and guests alike. An in-home elevator offers effortless access between both levels, adding convenience and accessibility without sacrificing style. Outside, your private 20,000lb boat lift makes spontaneous days on the water effortless, while the community's heated swimming pool and relaxing spa provide resort-style amenities just steps from your front door. Located in one of Punta Gorda's most desirable waterfront communities, you'll enjoy easy access to Charlotte Harbor, world-class fishing and boating, waterfront dining, shopping, golf courses, downtown Punta Gorda, parks, and all the amenities that make Southwest Florida such a sought-after destination. Whether you're searching for a full-time waterfront residence, seasonal retreat, or investment opportunity, this exceptional canal-front condominium offers an incredible opportunity to enjoy the very best of Florida waterfront living.

Facts

Property type
Townhouse
Year built
2003
Bathrooms
3 full
Living area
2,766 sqft
Waterfront
Yes Β· 72 ft
Water access
Bay/Harbor, Canal - Saltwater
Water view
Yes
Private pool
No
Exposure
Northwest
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,216/yr
Monthly fees
$975/mo
Listed
Jul 24, 2026
MLS #
C7528599

Price & status history

  1. Listed for $650,000
  2. Price reduced to $619,000
  3. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2590 TARPON COVE DR #821. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,306

$3,130 of that is principal & interest. 41% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,130
Property taxes
$685
Homeowners insurance
$516
Flood insurance
$0
HOA / condo fees
$975
Mortgage insurance (PMI)
$0
Total per month
$5,306

Over the life of the loan

Loan amount
$495,200
Down payment
$123,800
Total interest
$631,600
Principal + interest paid
$1,126,800
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2590 Tarpon Cove Dr #821, Punta Gorda, FL 33950

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7528599 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]