$438,900
Active26245 Northern Cross Rd, Punta Gorda, FL 33983
6 beds · 4 baths · 2,498 sq ft
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · MLS# OM728828
99 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront access
- peace river wildlife center
- fishing areas
- gulf coast beaches nearby
- ponce de leon park
AI-selected highlights from the listing description below.
Located Near Northern Cross Rd In Punta Gorda, This Property Offers A Peaceful Residential Setting With Quick Access To Shopping, Dining, And Major RoadwaysMaking Daily Errands Simple And Stress-Free. Just A Short Drive Away, Enjoy Waterfront Destinations Like Fishermen's Village Featuring Restaurants, Boutiques, And Live Entertainment Along The Harbor. Outdoor Enthusiasts Will Love Nearby Ponce De Leon Park And Peace River Wildlife Center, Offering Scenic Walking Paths, Fishing Areas, And Coastal Nature Views. While Punta Gorda Is Known More For Its Harbor Than Traditional Beaches, You're within driving distance of beautiful gulf coast beaches. Popular Spots Like Englewood Beach.
Facts
- Property type
- Duplex
- Year built
- 2020
- Living area
- 2,498 sqft
- Lot size
- 0.46 acres
- Private pool
- No
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,306/yr
- Monthly fees
- $34/mo
- Listed
- Jul 19, 2026
- MLS #
- OM728828
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 26245 NORTHERN CROSS RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,311
$2,219 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,219
- Property taxes
- $692
- Homeowners insurance
- $366
- Flood insurance
- $0
- HOA / condo fees
- $34
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,311
Over the life of the loan
- Loan amount
- $351,120
- Down payment
- $87,780
- Total interest
- $447,834
- Principal + interest paid
- $798,954
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
26245 Northern Cross Rd, Punta Gorda, FL 33983
Listing courtesy of SUNCOAST PROPERTY MANAGEMENT L · MLS# OM728828 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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