$21,000
Active26305 Scham Rd, Punta Gorda, FL 33955
0.18 acre lot
Listing courtesy of INNOVA REAL ESTATE CORP · MLS# TB8563563
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
GREAT LOCATION, ACCESS TO MAJOR ROADWAYS, AND THE FREEDOM TO PLAN YOUR FUTURE IN FLORIDA! Buyer to independently verify all property information, including lot dimensions, zoning, land use, flood zone designation, utility availability, building restrictions, permits, school assignments, and suitability for intended use. BUILD YOUR FUTURE IN SOUTHWEST FLORIDA! RESIDENTIAL INVESTMENT OPPORTUNITY IN PUNTA GORDA. Discover the potential of 26305 Scham Rd, Punta Gorda, FL 33955, located in South Punta Gorda Heights, a quiet residential area offering an excellent opportunity to build your future home, create a seasonal retreat, or secure land as a long-term real estate investment. Enjoy a peaceful setting while remaining conveniently connected to essential services and popular destinations throughout Southwest Florida. The area offers access to shopping, grocery stores, restaurants, medical facilities, and recreational opportunities in the greater Punta Gorda area. SCHOOLS & EVERYDAY CONVENIENCE: East Elementary School is approximately 5.7 miles away, with Punta Gorda Middle School and Charlotte High School also serving the surrounding area. School assignments and enrollment eligibility should be independently verified with Charlotte County Public Schools. STRATEGIC LOCATION & ROAD ACCESS: Convenient access to Burnt Store Road, US-41, and I-75 makes it easier to travel toward Downtown Punta Gorda, Cape Coral, Fort Myers, and other major destinations in Southwest Florida. Punta Gorda Airport (PGD) is also within convenient driving distance. OUTDOOR LIVING & RECREATION: Enjoy proximity to Charlotte Harbor Preserve State Park, a remarkable natural area offering opportunities to appreciate Florida's coastal environment, wildlife, and outdoor recreation. Downtown Punta Gorda, Fishermen’s Village, waterfront parks, marinas, and local dining are additional attractions in the area. ENJOY THE GULF COAST BEACHES: Englewood Beach: approximately 40–45 minutes. Manasota Key Beach: approximately 45–55 minutes. Stump Pass Beach State Park: approximately 45–55 minutes. Boca Grande and Gasparilla Island: approximately 45–55 minutes. All beach driving times are approximate estimates for reference purposes only and may vary depending on traffic conditions, road conditions, and the route selected. Whether you are looking to build, enjoy a seasonal Florida lifestyle, or expand your real estate portfolio, this property offers an opportunity to invest in the potential of Southwest Florida.
Facts
- Property type
- Land
- Lot size
- 0.18 acres
- Flood zone
- D
- Annual taxes
- $449/yr
- Listed
- Nov 1, 2026
- MLS #
- TB8563563
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 26305 SCHAM RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$344
$106 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $106
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $344
Over the life of the loan
- Loan amount
- $16,800
- Down payment
- $4,200
- Total interest
- $21,427
- Principal + interest paid
- $38,227
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
26305 Scham Rd, Punta Gorda, FL 33955
Listing courtesy of INNOVA REAL ESTATE CORP · MLS# TB8563563 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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