$849,000
Active265 Belvedere Ct, Punta Gorda, FL 33950
3 beds · 4.5 baths · 2,642 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7529088
83 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Tim Towles custom home
- Wide turning basin
- Quick powerboat access
- Heated pool
- Concrete dock
- 15,000-pound boat lift
- New metal roof
- Hurricane protection
AI-selected highlights from the listing description below.
Boating waterfront! Experience the best of Punta Gorda Isles waterfront living in this beautifully maintained Tim Towles custom home, perfectly positioned on a wide turning basin with quick powerboat access to Charlotte Harbor and the Gulf of Mexico. Offered fully furnished and turnkey. Designed for effortless entertaining, the spacious open floor plan offers over 2,600 square feet with soaring vaulted ceilings, expansive windows, skylights, and abundant natural light. The oversized living room, separate family room, and breakfast nook all enjoy beautiful views of the pool, lanai, and waterfront. The well-appointed kitchen features stainless steel appliances, generous cabinetry, extensive counter space, a large breakfast bar, and seamless access to the main living areas. The spacious primary suite opens directly to the lanai and offers a large walk-in closet with custom built-ins, dual vanities, and an oversized walk-in tiled shower. Each guest bedroom includes its own walk-in closet and private updated bath, providing exceptional comfort and privacy for family and guests. A convenient pool bath serves the outdoor living area. Step outside to your private tropical oasis where the southwest-facing heated pool enjoys sunshine throughout the day and spectacular Florida sunsets in the evening. The covered lanai offers multiple areas for dining and relaxing, overlooking the wide canal. Boaters will appreciate the concrete dock, 15,000-pound boat lift, and quick access to open water with just one raised bridge to Charlotte Harbor. Additional features include a new metal roof, dual-zone air conditioning, plantation shutters and blinds, hurricane protection, mature tropical landscaping, irrigation system, circular driveway, oversized two-car garage, and an unbeatable location just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, parks, shopping, and year-round community events. Whether you're searching for a luxury waterfront residence, seasonal retreat, or income-producing investment, this exceptional Punta Gorda Isles home delivers the complete Southwest Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 1991
- Bathrooms
- 4 full, 1 half
- Living area
- 2,642 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 67 ft
- Water access
- Bay/Harbor, Beach, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,478/yr
- Listed
- Aug 6, 2026
- MLS #
- C7529088
Price & status history
- Listed for $869,000
- Price reduced to $849,000
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 265 BELVEDERE CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,040
$4,293 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,293
- Property taxes
- $1,040
- Homeowners insurance
- $708
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,040
Over the life of the loan
- Loan amount
- $679,200
- Down payment
- $169,800
- Total interest
- $866,282
- Principal + interest paid
- $1,545,482
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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265 Belvedere Ct, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7529088 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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