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$2,500,000

Active

265 Severin Rd, Port Charlotte, FL 33952

4 beds Β· 4.5 baths Β· 4,208 sq ft

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7519004

316 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 100 ft seawall
  • Large covered dock
  • 12K boat lift
  • Wolf 6-burner stove
  • Glass-enclosed wine room
  • Heated saltwater pool
  • Full outdoor kitchen
  • 22kw whole-house generator

AI-selected highlights from the listing description below.

Welcome to 265 Severin Rd, Port Charlotte, FL 33982, an exquisite waterfront residence offering unparalleled luxury and sophisticated living. This highly customized AR Homes Veracruz model, spanning 4208 Sq Ft, presents 4 bedrooms and 4.5 bathrooms, meticulously designed to cater to the most discerning homeowner. Nestled on an oversized 15,000 sq. ft. lot, this property boasts 100 ft of seawall, providing an outstanding easterly view down the canal. Boating enthusiasts will appreciate the large covered dock with a 12K lift, offering less than 5-minute access to Charlotte Harbor. Step inside to discover a home where every detail has been thoughtfully curated. The gourmet kitchen is a chef's dream, featuring a walk-in pantry, a Wolf 6-burner stove with double oven, Wolf range hood, and a GE Monogram 48" refrigerator. Custom LED lighting throughout the home enhances the ambiance, while DC ceiling fans ensure energy efficiency. The Great Room, complete with a gas fireplace, and the Lanai are equipped with a Sonos Soundsystem, perfect for entertaining. The Bonus Room offers direct access to the lanai, a wet bar with a wine cooler, and a separate glass-enclosed wine room, creating an ideal space for relaxation or hosting guests. The primary suite is a sanctuary, featuring two large walk-in closets and a luxurious primary bath with dual vanities, a dressing table, two on-demand gas water heaters(one dedicated to the primary bath), and a walk-in shower with multiple shower heads and Moen digital controls. Outdoor living is redefined with a heated, saltwater pool and spa, complete with full automation and lighting. The expansive Lanai includes a full outdoor kitchen and a gas fireplace, promising unforgettable gatherings. For peace of mind, a 22kw whole-house generator and an alarm system with NVR are installed. The split 3-car garage features epoxy floors and upgraded side-lift openers with battery backup. Beyond the property, enjoy the convenience of a15-minute drive to historic downtown Punta Gorda, offering exceptional restaurants, boutique shops, and weekly farmer's markets. Gulf beaches are just 25 minutes away. This residence is more than a home; it’s a lifestyle. We invite you to experience the grandeur and bespoke craftsmanship of 265 Severin Rd. All dimensions and specifications are deemed to be accurate and should be verified to the buyer or buyer's agent's satisfaction.

Facts

Property type
Single Family Residence
Year built
2023
Bathrooms
4 full, 1 half
Living area
4,208 sqft
Lot size
0.34 acres
Waterfront
Yes Β· 100 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Unfurnished
Flood zone
AE10
CDD
No
55+ community
No
Annual taxes
$16,192/yr
Listed
Dec 16, 2025
MLS #
C7519004

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 265 SEVERIN RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$16,074

$12,641 of that is principal & interest. 21% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$12,641
Property taxes
$1,349
Homeowners insurance
$2,083
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$16,074

Over the life of the loan

Loan amount
$2,000,000
Down payment
$500,000
Total interest
$2,550,890
Principal + interest paid
$4,550,890
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

265 Severin Rd, Port Charlotte, FL 33952

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7519004 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]