$285,000
Active2678 Dixon Ter, Port Charlotte, FL 33981
4 beds · 2 baths · 1,499 sq ft
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6405103
170 days on market5 views this week
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- two-car garage
- 2023 construction
- restoration opportunity
- near local amenities
AI-selected highlights from the listing description below.
Short Sale. Approved Short Sale: Opportunity to restore and personalize this 4-bedroom, 2-bath home built in 2023, offering approximately 1,499 square feet of living space with a two-car garage. The home features a modern layout and newer construction, providing a strong foundation for buyers seeking value in today’s market. The property is in need of repairs, the full extent of which is unknown, and may require a range of updates and improvements. This presents an opportunity for buyers willing to complete the necessary work and bring the home to its full potential. Conveniently located near local amenities, shopping, and major roadways, the property offers both accessibility and long-term upside. Buyers are encouraged to conduct thorough inspections to determine condition and scope of work, including verification of all systems. Agents: Please review all private remarks prior to scheduling a showing.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,499 sqft
- Lot size
- 0.25 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,786/yr
- Monthly fees
- $6/mo
- Listed
- May 11, 2026
- MLS #
- O6405103
Price & status history
- Listed for $229,000
- Price reduced to $195,000from $215,000
- Price increased to $285,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2678 DIXON TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,000
$1,441 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,441
- Property taxes
- $316
- Homeowners insurance
- $238
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,000
Over the life of the loan
- Loan amount
- $228,000
- Down payment
- $57,000
- Total interest
- $290,801
- Principal + interest paid
- $518,801
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2678 Dixon Ter, Port Charlotte, FL 33981
Listing courtesy of NEXTHOME LUXE COASTAL · MLS# O6405103 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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