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$399,000

Active

270 Belaire Ct, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 1,698 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7528352

107 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 80 feet waterfront
  • intersecting canal views
  • private dock
  • boat lift
  • screened lanai
  • California walk-in closet
  • impact windows
  • metal roof

AI-selected highlights from the listing description below.

Experience the best of Punta Gorda Isles waterfront living in this beautifully updated 3-bedroom, 2-bath home offering 80 feet of waterfront, stunning intersecting canal views, and approximately 10-minute powerboat access to Charlotte Harbor and the Gulf of Mexico. Perfectly positioned on Sailfish Estuary, this property delivers the boating, fishing, and Florida lifestyle buyers dream about. The exterior is designed for waterfront enjoyment with a concrete seawall, private dock, boat lift, large screened lanai, lush tropical landscaping, and two fenced outdoor areas ideal for pets, gardening, or private outdoor relaxation. Whether you're heading out for a day on the water or enjoying the peaceful canal views from home, this property makes it easy to enjoy Southwest Florida year-round. Inside, the bright and spacious floor plan features tile flooring throughout, crown molding, abundant natural light, and multiple living and entertaining areas. The updated kitchen is the centerpiece of the home, showcasing granite countertops, custom wood cabinetry, and premium stainless-steel appliances including a Bosch range, GE Monogram refrigerator and hood, Fisher & Paykel double-drawer dishwasher, and GE Profile microwave. A breakfast bar pass-through opens to a versatile bonus room that can serve as a family room, dining area, or additional living space. The primary suite offers a custom California walk-in closet, private bath, and direct access to a fenced side yard, creating a peaceful retreat. A split-bedroom floor plan provides privacy for guests, while the additional bedrooms offer generous space and custom closet storage. Additional features include impact windows, a metal roof, circular driveway, air-conditioned garage, and a newer air-conditioning system. This well-maintained home is move-in ready and offers exceptional value for buyers seeking waterfront living without compromise. Located in one of Southwest Florida's most desirable boating communities, residents enjoy easy access to the Punta Gorda Isles Yacht Club, Fishermen's Village, historic downtown Punta Gorda, waterfront parks, golf courses, shopping, dining, entertainment, community events, I-75, and Gulf beaches. Whether you're searching for a year-round residence, seasonal retreat, or waterfront investment, this exceptional property offers the location, boating access, and lifestyle that make Punta Gorda Isles one of Florida's most sought-after destinations.

Facts

Property type
Single Family Residence
Year built
1966
Bathrooms
2 full
Living area
1,698 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$8,510/yr
Listed
Jul 13, 2026
MLS #
C7528352

Price & status history

  1. Listed for $449,000
  2. Price reduced to $399,000from $429,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 270 BELAIRE CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,059

$2,018 of that is principal & interest. 34% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,018
Property taxes
$709
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,059

Over the life of the loan

Loan amount
$319,200
Down payment
$79,800
Total interest
$407,122
Principal + interest paid
$726,322
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

270 Belaire Ct, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7528352 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]