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$734,400

Active

2718 Saint Thomas Dr, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 2,197 sq ft

Open house

  • Sun, Nov 1 Β· 10 AM–12 PMHosted by Candice Smith refreshments provided.

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7530007

62 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

SAILBOAT WATERFRONT LIVING IN HIGHLY SOUGHT-AFTER PUNTA GORDA ISLES, WITH FAST ACCESS TO CHARLOTTE HARBOR, PRIVATE POOL, CONCRETE DOCK AND 10,000-LB BOAT LIFT. There is something special about living where the water becomes part of everyday life. Begin your morning on the lanai with a glass of iced sweet tea as the canal quietly comes to life beyond the pool. When the mood strikes, lower the boat from your own backyard and within approximately 13 minutes you can be out on Charlotte Harbor, with Southwest Florida’s incredible boating, sailing, fishing and Gulf waters waiting beyond. Thoughtfully renovated and filled with natural light, this 3-bedroom plus den/office /bonus room, 2-bath home with 2-car garage offers approximately 2,197 square feet of comfortable Florida living. The updated kitchen features quartz countertops, custom cabinetry, newer stainless-steel appliances and generous workspace, opening into bright living areas with luxury vinyl plank flooring and an easy flow for everyday living or entertaining. Both bathrooms have been beautifully updated, while fresh interior paint enhances the relaxed coastal feel throughout. Outside is where the laid-back Southwest Florida waterfront lifestyle truly takes over. The expansive screened lanai and sparkling private pool overlook approximately 83 feet of saltwater canal frontage, creating a wonderful setting for swimming, dining with friends, reading beside the water or simply doing absolutely nothing at all. For boaters, the concrete dock and 10,000-lb lift puts the water literally in your backyard. With sailboat access and no fixed bridges standing between you and Charlotte Harbor, spontaneous days on the water become wonderfully easy. The property also benefits from PGI’s exceptional City-maintained concrete seawall program, an uncommon advantage that helps distinguish waterfront ownership in this beloved boating community. Major improvements include PEX plumbing in 2024, electrical updates in 2022, boat lift in 2021 and HVAC in 2019, per seller. Hurricane shutters are also in place. And although your own backyard may make it difficult to leave home, some of Punta Gorda’s most loved destinations are nearby. Fishermen’s Village, marinas, parks, live entertainment and historic downtown Punta Gorda are all within easy reach. Downtown’s award-winning restaurant scene has earned national recognition, making dinner out part of the Punta Gorda lifestyle rather than simply another night out. Among its standouts is The Perfect Caper, where Chef Jeanie Roland has earned multiple James Beard Foundation nominations and Florida Trend Golden Spoon awardsβ€”and even defeated Bobby Flay on Food Network. Nearby Ponce de Leon Park offers another beautiful way to enjoy Charlotte Harbor, with its boardwalk, fishing piers, harbor views and small man-made sugary-sand beach. Tucked into the mangroves at the park is the beloved Peace River Wildlife Center, where visitors can see rescued and non-releasable native Florida wildlife. Iced sweet tea on the lanai. A quick boat ride onto Charlotte Harbor. An afternoon floating in the pool. Dinner along Punta Gorda’s award-winning downtown restaurant scene. A quiet evening beside the water as the last light settles across the canal. This is the laid-back Southwest Florida waterfront lifestyle people dream about. It is time to stop dreaming and make your Southwest Florida sunshine days a reality.

Facts

Property type
Single Family Residence
Year built
1985
Bathrooms
2 full
Living area
2,197 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 83 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$10,184/yr
Listed
Aug 23, 2026
MLS #
C7530007

Price & status history

  1. Listed for $749,400
  2. Status changed to Active Under Contract
  3. Status changed to Active
  4. Price reduced to $748,400
  5. Price reduced to $734,400

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2718 SAINT THOMAS DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,174

$3,714 of that is principal & interest. 28% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,714
Property taxes
$849
Homeowners insurance
$612
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$5,174

Over the life of the loan

Loan amount
$587,520
Down payment
$146,880
Total interest
$749,349
Principal + interest paid
$1,336,869
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2718 Saint Thomas Dr, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7530007 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]