$86,000
Active27202 San Marco Dr, Punta Gorda, FL 33983
0.23 acre lot
Listing courtesy of THE FIRM RE · MLS# S5117611
670 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Direct boat access
- Charlotte Harbor waterfront
- Concrete seawall
- Flood Zone X
- Harbour Heights Park access
- Reduced boat traffic
AI-selected highlights from the listing description below.
This cleared lot offers direct boat access to Charlotte Harbor, Peace River, and the Gulf of Mexico. Design and build your dream home in the peaceful community of Harbour Heights, known for reduced boat traffic and a quieter waterfront lifestyle. A durable concrete seawall provides water protection and is ready for a dock and boat lift. While a small portion of the lot near the seawall is in Flood Zone AE, the majority of the buildable area is in Flood Zone X, meaning no flood insurance is required for your future home. Residents can enjoy nearby Harbour Heights Park, which features a boat ramp, docks, a community center, and a variety of recreational amenities. Conveniently located just a short drive from Punta Gorda and Port Charlotte, you'll have easy access to dining, shopping, marinas, parks, and entertainment. Plus, with close proximity to I-75 and US 41, commuting is a breeze.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X500
- Annual taxes
- $1,466/yr
- Listed
- Dec 27, 2024
- MLS #
- S5117611
Price & status history
- Listed for $90,000
- Price reduced to $86,000from $86,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 27202 SAN MARCO DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$757
$435 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $435
- Property taxes
- $122
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $757
Over the life of the loan
- Loan amount
- $68,800
- Down payment
- $17,200
- Total interest
- $87,751
- Principal + interest paid
- $156,551
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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27202 San Marco Dr, Punta Gorda, FL 33983
Listing courtesy of THE FIRM RE · MLS# S5117611 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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