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$1,274,900

Active

2730 Rio Ct, Punta Gorda, FL 33950

4 beds Β· 2.5 baths Β· 2,567 sq ft

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7516727

370 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • sailboat canal
  • heated saltwater pool
  • outdoor kitchen
  • 80' seawall
  • 60' dock
  • 9,000# boat lift
  • hurricane impact doors
  • 22kw propane generator

AI-selected highlights from the listing description below.

Don’t miss your opportunity to own this custom built ARTHUR RUTENBERG home located in the highly desirable community of Punta Gorda Isles. This home checks all the boxes! Located on a sailboat canal (no bridges) less than 10 min to Charlotte Harbor and the Gulf makes this home a boater’s dream. Upon arrival you will be immediately impressed with the curb appeal of this recently painted (inside and out) 4 bedroom, 2.5 bath home. The home features an open floor plan with high tray ceilings and an abundance of natural daylight giving the home an even more open and airy feeling. As you would expect in a Rutenberg home, the high quality fit and finish is evident throughout the home from the porcelain tile floors to crown molding to plantation shutters every detail is done to perfection. The kitchen boasts of stone countertops, SS appliances, solid wood cabinets, a large island/breakfast bar, and tons of storage. Here too, you will find a generous walk-in pantry. Adjacent to the kitchen is a dinette with a large bay window for casual dining. The expansive primary suite with its large walk-in closet is a sight to behold ….bright and airy with direct access to the pool/lanai area. The adjacent primary bath has a tub, separate glass enclosed walk-in shower, and dual/split vanities. The three guest bedrooms and second bath are equally well appointed. On the lanai you will find a large heated, saltwater pool, a paver deck, and an outdoor kitchen…perfect for entertaining family and friends. Beyond the lanai is the fenced in back yard, an 80’ city maintained seawall, a 60’ dock, and a 9,000# boat lift. Additional features include: full hurricane protection with both impact resistant doors & window and accordion shutters, an oversized 3 car garage, circular driveway, recently added Halo Ultimate water purification system, and a 22kw propane generator with two 120 gallon tanks. All specifications and dimensions are deemed to be accurate and should be confirmed to the buyer's satisfaction.TVs, TV Brackets, Sonos sound system, fixed or hanging/secured wall decor, and underwater lights do not convey. Furniture and Bennington Pontoon boat available under separate contracts. All dimensions and specifications are deemed to be accurate and should be confirmed to the buyer or buyer's agent satisfaction.

Facts

Property type
Single Family Residence
Year built
2016
Bathrooms
2 full, 1 half
Living area
2,567 sqft
Lot size
0.22 acres
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
South
Flood zone
AE9
CDD
No
55+ community
No
Annual taxes
$17,286/yr
Listed
Oct 24, 2025
MLS #
C7516727

Price & status history

  1. Listed for $1,399,000
  2. Price reduced to $1,274,900from $1,299,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 2730 RIO CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$8,950

$6,447 of that is principal & interest. 28% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$6,447
Property taxes
$1,441
Homeowners insurance
$1,062
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$8,950

Over the life of the loan

Loan amount
$1,019,920
Down payment
$254,980
Total interest
$1,300,852
Principal + interest paid
$2,320,772
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2730 Rio Ct, Punta Gorda, FL 33950

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Β· MLS# C7516727 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 12:05 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]