$35,000
Active27498 Neaptide Dr, Punta Gorda, FL 33983
0.25 acre lot
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6146467
237 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner lot
- L-shaped waterfrontage
- Dock access
- Kayak paddling
- Boat ramp nearby
- No HOA fees
- No deed restrictions
AI-selected highlights from the listing description below.
Looking for more privacy and seclusion, but close enough to amenities? Want less traffic and devlopment, but with fishing and Gulf access? Ready to build your 'Florida Dream Home' for full-time, or seasonal use? This could be the one! Located in the northern, less developed part of Harbour Heights, this corner lot has over 11,000 sq. ft., and 70 feet of 'L-shaped' waterfrontage. A permit was pulled in 2021 to “mulch the underbrush and exotics”, and seller has maintained since. Not in a Scrub Jay review area at the time of listing. No Deed restrictions or HOA fees! With only a dozen or so existing homes further up the street, and some newer construction, you can still enjoy plenty of natural surroundings. Picture sitting on your dock and catching supper, paddling your kayak down to Whidden Bay, or head out in your boat to fish in the Peace River, Charlotte Harbor, or Gulf! A short drive to the popular, and recently renovated Harbour Heights Park which offers, among other things, a boat ramp, playground, picnic area with BBQ grills, courts for basketball, volleyball, tennis, shuffleboard, and pickleball, and is dog friendly! This is a piece of 'Old Florida' just waiting for you to make it yours! Check it out!!
Facts
- Property type
- Land
- Lot size
- 0.25 acres
- Waterfront
- Yes · 70 ft
- Water access
- Bay/Harbor, Canal - Freshwater, Gulf/Ocean, River
- Water view
- Yes
- Exposure
- West
- Flood zone
- AE
- Annual taxes
- $145/yr
- Listed
- Mar 5, 2026
- MLS #
- D6146467
Price & status history
- Listed for $38,000
- Price reduced to $35,000from $35,500
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 27498 NEAPTIDE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$389
$177 of that is principal & interest. 55% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $177
- Property taxes
- $12
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $389
Over the life of the loan
- Loan amount
- $28,000
- Down payment
- $7,000
- Total interest
- $35,712
- Principal + interest paid
- $63,712
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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27498 Neaptide Dr, Punta Gorda, FL 33983
Listing courtesy of SOUTH GULF COVE REALTY, INC · MLS# D6146467 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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