$88,000
Active2803 Riverside Dr, Punta Gorda, FL 33950
0.26 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7523013
231 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Canal frontage
- Seawall
- RMF-10 zoning
- No HOA
- Direct water access
- Private dock space
AI-selected highlights from the listing description below.
Seller Financing Available! This is your chance to own a premier .26-acre (11,327 sq. ft.) waterfront lot that perfectly balances a serene coastal lifestyle with unmatched investment potential. Standing out with over 190 feet of canal frontage wrapping around two sides of the property, this expansive corner lot offers a magnificent canvas for your vision. The property also has about 80ft of seawall. Whether you are wanting to build single-family estate or looking to capitalize on the RMF-10 zoning for a high-performing multi-family project, this property provides endless flexibility with NO HOA or deed restrictions. Boaters will find this location a true paradise, offering quick, direct access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. With ample room to construct a private dock and lift right behind your home—and the Darst Park public boat ramp just down the street—spending your days on the water has never been more convenient. The location is truly unbeatable, placing you less than 2.5 miles from historic downtown Punta Gorda, famous for its boutique shopping, waterfront dining, and vibrant community atmosphere. For those who travel or commute, the Punta Gorda Airport is only 3 miles away, and easy access to I-75 and US-41 makes trips to Sarasota, Fort Myers, or Naples a stress-free experience. This cleared lot is situated in a quiet yet highly accessible area close to top-rated schools, hospitals, and major shopping hubs. Beyond the immediate amenities, you are within 40 minutes of world-class beaches like Boca Grande and Englewood, and golfers can enjoy a different championship course every day of the week. This is one of the best-priced waterfront opportunities in the area; come see for yourself and start planning your future in this thriving community.
Facts
- Property type
- Land
- Lot size
- 0.26 acres
- Waterfront
- Yes · 190 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $1,227/yr
- Listed
- Mar 11, 2026
- MLS #
- C7523013
Price & status history
- Listed for $104,900
- Price reduced to $88,000from $94,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2803 RIVERSIDE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$747
$445 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $445
- Property taxes
- $102
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $747
Over the life of the loan
- Loan amount
- $70,400
- Down payment
- $17,600
- Total interest
- $89,791
- Principal + interest paid
- $160,191
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2803 Riverside Dr, Punta Gorda, FL 33950
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7523013 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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