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$88,000

Active

2803 Riverside Dr, Punta Gorda, FL 33950

0.26 acre lot

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7523013

231 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Canal frontage
  • Seawall
  • RMF-10 zoning
  • No HOA
  • Direct water access
  • Private dock space

AI-selected highlights from the listing description below.

Seller Financing Available! This is your chance to own a premier .26-acre (11,327 sq. ft.) waterfront lot that perfectly balances a serene coastal lifestyle with unmatched investment potential. Standing out with over 190 feet of canal frontage wrapping around two sides of the property, this expansive corner lot offers a magnificent canvas for your vision. The property also has about 80ft of seawall. Whether you are wanting to build single-family estate or looking to capitalize on the RMF-10 zoning for a high-performing multi-family project, this property provides endless flexibility with NO HOA or deed restrictions. Boaters will find this location a true paradise, offering quick, direct access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. With ample room to construct a private dock and lift right behind your home—and the Darst Park public boat ramp just down the street—spending your days on the water has never been more convenient. The location is truly unbeatable, placing you less than 2.5 miles from historic downtown Punta Gorda, famous for its boutique shopping, waterfront dining, and vibrant community atmosphere. For those who travel or commute, the Punta Gorda Airport is only 3 miles away, and easy access to I-75 and US-41 makes trips to Sarasota, Fort Myers, or Naples a stress-free experience. This cleared lot is situated in a quiet yet highly accessible area close to top-rated schools, hospitals, and major shopping hubs. Beyond the immediate amenities, you are within 40 minutes of world-class beaches like Boca Grande and Englewood, and golfers can enjoy a different championship course every day of the week. This is one of the best-priced waterfront opportunities in the area; come see for yourself and start planning your future in this thriving community.

Facts

Property type
Land
Lot size
0.26 acres
Waterfront
Yes · 190 ft
Water access
Canal - Brackish
Water view
Yes
Exposure
South
Flood zone
AE
Annual taxes
$1,227/yr
Listed
Mar 11, 2026
MLS #
C7523013

Price & status history

  1. Listed for $104,900
  2. Price reduced to $88,000from $94,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 2803 RIVERSIDE DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$747

$445 of that is principal & interest. 40% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$445
Property taxes
$102
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$747

Over the life of the loan

Loan amount
$70,400
Down payment
$17,600
Total interest
$89,791
Principal + interest paid
$160,191
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

2803 Riverside Dr, Punta Gorda, FL 33950

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7523013 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]