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$279,900

Active

28087 Chinquapin Dr, Punta Gorda, FL 33955

3 beds Β· 2 baths Β· 1,430 sq ft

Listing courtesy of MARINA PARK REALTY Β· MLS# C7529323

82 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Den/fourth bedroom
  • Mature trees
  • Not in flood zone
  • Walk-in closet
  • Screened garage door
  • Kevlar hurricane shutters
  • Private well and septic
  • No HOA fees

AI-selected highlights from the listing description below.

Welcome to this beautifully maintained 3-bedroom plus den, 2-bathroom home with a 2-car garage, ideally located in the growing community of Tropical Gulf Acres. Built in 2024 and lovingly maintained by its original owner, this move-in-ready residence showcases modern finishes, quality construction, and effortless Florida living. The versatile den provides the flexibility to serve as a home office, media room, or easily function as a fourth bedroom to accommodate your changing needs. Attractive curb appeal welcomes you with a contemporary exterior, tasteful landscaping, a spacious concrete driveway, and a covered front entry. Set on a generously sized homesite surrounded by mature trees, the property offers exceptional privacy and plenty of room to create your dream backyard, whether you envision a pool, lush gardens, outdoor entertaining space, or simply relaxing while enjoying the natural surroundings. Best of all, the home is not located in a flood zone, providing added peace of mind. Inside, the bright open-concept floor plan is designed for today's lifestyle, with the spacious great room flowing seamlessly into the kitchen and dining area. The well-appointed kitchen features granite countertops, updated stainless steel appliances (2024), abundant cabinetry, generous prep space, and a functional layout that keeps everyone connected. Privately situated, the primary suite serves as a relaxing retreat with a spacious walk-in closet and an en-suite bathroom featuring an oversized dual-sink vanity and a large walk-in shower. Two additional bedrooms, the versatile den, and a full guest bathroom provide comfortable accommodations for family, visitors, or those needing additional flex space. A conveniently located laundry closet is tucked just off the great room, maximizing the home's efficient layout. The attached 2-car garage is more than just a place to park, featuring an epoxy-coated floor, decorative accent walls, a retractable screened garage door that creates a versatile space for hobbies, entertaining, or simply enjoying the fresh Florida air while keeping insects out, and a reinforced garage door for added storm protection. Additional highlights include Kevlar hurricane shutters, energy-efficient double-pane windows, durable concrete block construction, a private well and septic system, and a water softener for enhanced water quality. Located in a quiet neighborhood with no HOA or CDD fees, Tropical Gulf Acres offers the charm of a rural setting while remaining just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, shopping, and year-round community events. With convenient access to US-41, I-75, Punta Gorda Airport, and Southwest Florida International Airport, commuting to Port Charlotte, Fort Myers, and Cape Coral is effortless. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home delivers the perfect combination of privacy, comfort, flexibility, and accessibility.

Facts

Property type
Single Family Residence
Year built
2024
Bathrooms
2 full
Living area
1,430 sqft
Lot size
0.19 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
D
CDD
No
55+ community
No
Annual taxes
$3,309/yr
Listed
Aug 7, 2026
MLS #
C7529323

Price & status history

  1. Listed for $290,000
  2. Price reduced to $288,500
  3. Price reduced to $284,900
  4. Price reduced to $279,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 28087 CHINQUAPIN DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,924

$1,415 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,415
Property taxes
$276
Homeowners insurance
$233
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,924

Over the life of the loan

Loan amount
$223,920
Down payment
$55,980
Total interest
$285,598
Principal + interest paid
$509,518
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

28087 Chinquapin Dr, Punta Gorda, FL 33955

Listing courtesy of MARINA PARK REALTY Β· MLS# C7529323 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:30 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]