$220,000
Active Under Contract28094 Chinquapin Dr, Punta Gorda, FL 33955
2 beds · 1.5 baths · 1,000 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6144802
312 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- country-style home
- rural setting
- front porch
- rear balcony
- reverse osmosis water system
- impact windows
- propane range
- 2-car garage
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Short Sale. Discover this charming country-style home offering peaceful living in a quiet rural setting, just a short drive from the heart of Punta Gorda. This two-story residence features 2 bedrooms and 1 full bath on the upper level, complete with a front porch and a rear balcony—perfect for enjoying morning coffee or evening relaxation. The main level includes a comfortable living room, an adjacent half bath, and a kitchen with a dedicated dining area. The home also includes open porches at both the front and rear, enhancing the property’s welcoming and relaxed atmosphere. An attached 2-car garage provides convenience with its separate entrance and dual overhead doors. Modern upgrades add tremendous value, including a full-house reverse osmosis water system, impact windows, new appliances, and a propane range, ensuring both comfort and efficiency. A new shingle roof (2020) and new central A/C system (2020) add to the home’s long-term durability.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 1 full, 1 half
- Living area
- 1,000 sqft
- Lot size
- 0.19 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Partially
- Flood zone
- D
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,029/yr
- Listed
- Nov 26, 2025
- MLS #
- D6144802
Price & status history
- Listed for $275,000
- Price reduced to $220,000from $230,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28094 CHINQUAPIN DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,565
$1,112 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,112
- Property taxes
- $252
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,565
Over the life of the loan
- Loan amount
- $176,000
- Down payment
- $44,000
- Total interest
- $224,478
- Principal + interest paid
- $400,478
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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28094 Chinquapin Dr, Punta Gorda, FL 33955
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6144802 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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