$18,000
Active281 Shoreland St, Port Charlotte, FL 33954
0.23 acre lot
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7522143
252 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- No flood zone
- 10,000 sq ft lot
- Vacant residential lot
- Near Englewood Beach
- Growing area location
AI-selected highlights from the listing description below.
281 Shoreland St, Port Charlotte, FL 33954, Build your vision in the heart of Port Charlotte. This 10,000 sq ft vacant residential lot is ideally located in a growing area of Charlotte County and sits in a NO FLOOD ZONE, offering added peace of mind for future development. Conveniently positioned less than 30 minutes from Englewood Beach, and just minutes from shopping, dining, hospitals, schools, and everyday essentials, this property combines accessibility with long-term potential. Whether you're ready to move forward with new construction or prefer to secure land as a strategic investment, this lot offers flexibility in a market that continues to experience steady growth. Take advantage of the opportunity to build or hold in one of Southwest Florida’s expanding residential corridors.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $505/yr
- Listed
- Feb 17, 2026
- MLS #
- C7522143
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 281 SHORELAND ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$333
$91 of that is principal & interest. 73% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $91
- Property taxes
- $42
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $333
Over the life of the loan
- Loan amount
- $14,400
- Down payment
- $3,600
- Total interest
- $18,366
- Principal + interest paid
- $32,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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281 Shoreland St, Port Charlotte, FL 33954
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# C7522143 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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