$9,990
Active28189 Monte Cristo Dr, Punta Gorda, FL 33955
0.17 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532783
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Excellent opportunity to build your Florida dream home on this 0.17-acre vacant waterfront canal lot in the expanding community of Tropical Gulf Acres. This standard-sized single-family residential lot features 60 feet of street frontage on a paved road and stretches 144 feet deep back to the canal water boundary. Enjoy backyard waterfront access ideal for kayaking or canoeing right from your property. Freedom is yours with no mandatory HOA fees, no deed restrictions, and no restrictive building timelines. Positioned outside of a mandatory flood insurance zone from county records. Conveniently located near essential everyday infrastructure: only 2 miles from Tamiami Trail (US-41) for regional retail and dining, 6 miles to Interstate 75, 4.5 miles to the nearest grocery center, and a short 7-mile drive to Historic Downtown Punta Gorda, waterfront parks, and the Peace River. Well and septic are required. Buyer to perform due diligence.
Facts
- Property type
- Land
- Lot size
- 0.17 acres
- Water access
- Canal - Brackish
- Water view
- Yes
- Exposure
- North
- Flood zone
- D
- Annual taxes
- $379/yr
- Listed
- Oct 27, 2026
- MLS #
- C7532783
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28189 MONTE CRISTO DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$282
$51 of that is principal & interest. 82% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $51
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $282
Over the life of the loan
- Loan amount
- $7,992
- Down payment
- $1,998
- Total interest
- $10,193
- Principal + interest paid
- $18,185
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
28189 Monte Cristo Dr, Punta Gorda, FL 33955
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532783 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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