$315,000
Active Under Contract2820 Marlin Pl, Punta Gorda, FL 33950
3 beds · 2 baths · 1,840 sq ft
Listing courtesy of RE/MAX PALM PCS · MLS# C7517645
271 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf access waterfront
- 135 feet water frontage
- Florida room
- Full composite dock
- Oversized two car garage
- Metal roof
- Tankless water heater
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Virtually Staged. ARGUABLY THE BEST PRICED WATERFRONT VALUE IN PUNTA GORDA. Now offered with a HUGE $45,000 PRICE IMPROVEMENT, this GULF ACCESS waterfront home sits on a RARE 135 FEET OF WATER FRONTAGE along the Biscayne Canal with INTERSECTING WATERFRONT VIEWS and on a peaceful QUIET CUL DE SAC in desirable Charlotte Park. WOW. From the moment you walk inside, you’ll appreciate the bright OPEN FLOOR PLAN designed for entertaining. The heart of the home is the stunning chef’s kitchen featuring GRANITE COUNTERTOPS, NEW RAISED CABINETRY, STAINLESS STEEL APPLIANCES (2025), a FARMHOUSE SINK, coastal tile backsplash, designer lighting, and a large center island where family and friends naturally gather. The spacious living area flows seamlessly into an oversized FLORIDA ROOM, creating multiple spaces to relax, entertain, or simply enjoy peaceful water views. TILE FLOORING runs throughout the home, and the entire interior was FRESHLY PAINTED IN 2025, giving the home a clean, modern feel. The primary suite offers a private retreat with TWO BUILT IN CLOSETS and an updated ensuite bathroom complete with a custom tiled walk-in shower, sliding glass doors, raised vanity, and stylish barn door entrance. Two additional bedrooms and a beautifully remodeled guest bathroom provide plenty of room for family and visitors. Step outside and discover what truly makes this property special. Whether you’re enjoying your morning coffee, watching dolphins and manatees pass by, fishing from your own dock, or heading out for a day on Charlotte Harbor, this home delivers the waterfront lifestyle buyers dream about. The FULL COMPOSITE DOCK and concrete waterside deck are ready for your boat with quick access through Biscayne Canal, Venice Canal, Alligator Creek, Charlotte Harbor, and out to the GULF OF MEXICO. The OVERSIZED 20’ x 25’ TWO CAR GARAGE provides plenty of room for vehicles, golf carts, kayaks, fishing gear, and all your waterfront toys. Major updates provide peace of mind, including NEW A/C (2025), STAINLESS STEEL APPLIANCES (2025), METAL ROOF with approximately 30 years of life remaining, TANKLESS WATER HEATER (2021), WHOLE HOUSE WATER SOFTENER (2021), NEW IRRIGATION (2021), NEW ELECTRICAL PANEL (2021), COMPLETE PEX/PVC REPIPE, PUBLIC WATER, and an ADT SECURITY SYSTEM WITH CAMERA. Located just minutes from historic downtown Punta Gorda, waterfront restaurants, shopping, biking trails, live entertainment, Fishermen’s Village, boating, world-class fishing, and Southwest Florida’s beautiful Gulf beaches, this home offers the perfect combination of location, updates, and waterfront living. WATERFRONT HOMES WITH THIS MUCH FRONTAGE, GULF ACCESS, AND THIS MANY UPDATES ARE BECOMING HARDER TO FIND. SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE SOMEONE ELSE STARTS LIVING THE FLORIDA DREAM.
Facts
- Property type
- Single Family Residence
- Year built
- 1968
- Bathrooms
- 2 full
- Living area
- 1,840 sqft
- Lot size
- 0.27 acres
- Waterfront
- Yes · 138 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean to Bay, Pond
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,478/yr
- Listed
- Nov 15, 2025
- MLS #
- C7517645
Price & status history
- Listed for $360,000
- Price reduced to $315,000from $325,000
- Status changed to Active
- Status changed to Active Under Contract
Virtual tour
- Virtual tourmls.kuu.laView the virtual tour(opens mls.kuu.la in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2820 MARLIN PL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,978
$1,593 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,593
- Property taxes
- $123
- Homeowners insurance
- $263
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,978
Over the life of the loan
- Loan amount
- $252,000
- Down payment
- $63,000
- Total interest
- $321,412
- Principal + interest paid
- $573,412
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2820 Marlin Pl, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM PCS · MLS# C7517645 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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