$50,000
Active28208 Santa Monica Ct, Punta Gorda, FL 33983
0.19 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7527656
125 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct Gulf access
- 88 feet waterfront
- bridge-free Gulf access
- saltwater waterfrontage
- backyard boating
- backyard fishing
AI-selected highlights from the listing description below.
DIRECT GULF ACCESS WATERFRONT PARADISE! A truly rare opportunity to own a private slice of Southwest Florida paradise. Boasting 88 feet of saltwater waterfrontage with direct, bridge-free access to the Gulf of Mexico, this exceptional property offers the ultimate Florida lifestyle for boaters, anglers, and waterfront enthusiasts alike. Cruise from your backyard to some of Punta Gorda’s most popular destinations, including Fishermen’s Village, Laishley Park, waterfront dining, boutique shopping, and year-round live entertainment. PROPERTY HIGHLIGHTS • 88 feet of saltwater waterfront frontage • Direct access to the Gulf of Mexico • Boating and fishing from your backyard • No bridges to open water • Minutes to Fishermen’s Village • Convenient access to Laishley Park • Close to waterfront dining and entertainment • Near shopping, boutiques, and local attractions • Exceptional waterfront location A MUST-SEE WATERFRONT OPPORTUNITY!
Facts
- Property type
- Land
- Lot size
- 0.19 acres
- Waterfront
- Yes · 88 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Freshwater, Gulf/Ocean, Gulf/Ocean to Bay, River
- Water view
- Yes
- Exposure
- East
- Flood zone
- 8AE
- Annual taxes
- $95/yr
- Listed
- Jun 21, 2026
- MLS #
- C7527656
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28208 SANTA MONICA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$461
$253 of that is principal & interest. 45% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $253
- Property taxes
- $8
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $461
Over the life of the loan
- Loan amount
- $40,000
- Down payment
- $10,000
- Total interest
- $51,018
- Principal + interest paid
- $91,018
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
28208 Santa Monica Ct, Punta Gorda, FL 33983
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7527656 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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