$299,000
Active28265 Morningside Dr, Punta Gorda, FL 33955
3 beds · 2 baths · 1,376 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7528694
97 days on market6 views this week
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private swimming pool
- oversized corner lot
- large screened front porch
- large screened back patio
- detached garage
- no HOA fees
- split floor plan
AI-selected highlights from the listing description below.
Discover the freedom of country-style living in this 3 bedroom, 2 bathroom pool home situated on an oversized corner lot in Tropical Gulf Acres. With no HOA fees or deed restrictions, this property offers plenty of flexibility for your lifestyle. A bright, open floor plan, spacious outdoor living areas, and a versatile detached garage make this home ideal for everyday living, entertaining, or pursuing your favorite hobbies. INTERIOR FEATURES • 3 bedrooms, 2 bathrooms • Oversized corner lot • No HOA fees or deed restrictions • Bright, open floor plan • Vinyl flooring throughout • Spacious living room open to the kitchen and dining area • Large screened front porch • Laundry room • Bedrooms have built-in closets • Third bedroom located on a split floor plan with a nearby full bathroom KITCHEN FEATURES • Eat-in kitchen • All stainless steel appliances • Surface countertops • Breakfast bar • Closet pantry • Ample cabinet storage • Open to the living and dining areas OUTDOOR FEATURES • Large screened back patio • Private swimming pool • Plenty of room for outdoor dining and entertaining • Oversized corner lot with ample yard space DETACHED GARAGE / FLEX SPACE • Detached garage/shed • Wall-unit air conditioner • Built-in closet • Ideal for a workshop, hobby room, home gym, office, man cave, or traditional garage LOCATION HIGHLIGHTS • Located in Tropical Gulf Acres • No deed restrictions • Easy access to US-41 and I-75 • Convenient to Punta Gorda and Fort Myers • Close to shopping, dining, parks, and medical facilities • Short drive to boating, fishing, golf courses, and Gulf beaches Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this pool home offers comfortable living, flexible space, and the freedom to enjoy your property without HOA restrictions. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 1985
- Bathrooms
- 2 full
- Living area
- 1,376 sqft
- Lot size
- 0.31 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- D
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,778/yr
- Listed
- Jul 19, 2026
- MLS #
- C7528694
Price & status history
- Listed for $350,000
- Price reduced to $320,000from $335,000
- Price reduced to $305,000
- Price reduced to $299,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28265 MORNINGSIDE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,076
$1,512 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $315
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,076
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
28265 Morningside Dr, Punta Gorda, FL 33955
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7528694 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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