$170,000
Active28426 & 28434 Royal Palm Dr, Punta Gorda, FL 33982
0.43 acre lot
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7526018
170 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- direct waterfront frontage
- Peace River access
- double lot
- custom dock opportunity
- boat lift ready
- boating and fishing
- kayaking access
AI-selected highlights from the listing description below.
DIRECT WATERFRONT HOMESITE | PALM SHORES | PEACE RIVER ACCESS Build your dream home on this exceptional waterfront double lot in the desirable Palm Shores community of Punta Gorda. Offering direct access to the Peace River, this property presents a rare opportunity to enjoy the ultimate Florida waterfront lifestyle with boating, fishing, and kayaking right from your backyard. Featuring 160 feet of waterfront frontage, this homesite is ready for your custom vision. PROPERTY HIGHLIGHTS 160 feet of direct waterfront Direct access to the Peace River Ideal for boating, kayaking, and fishing Located in the sought-after Palm Shores community BUILDING OPPORTUNITY Perfect location for a custom waterfront residence Plenty of space for a pool and outdoor living area Opportunity to design your own dock and boat lift No required timeline to build — buy now and build later LOCATION BENEFITS Quick access to open water via the Peace River Minutes from downtown Punta Gorda shopping and dining Close to parks, golf courses, and waterfront recreation Convenient access to major roadways and Gulf Coast beaches An outstanding opportunity to secure a prime waterfront homesite with direct river access and create the Florida lifestyle you’ve always envisioned.
Facts
- Property type
- Land
- Lot size
- 0.43 acres
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,125/yr
- Listed
- May 11, 2026
- MLS #
- C7526018
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 28426 & 28434 ROYAL PALM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,237
$860 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $860
- Property taxes
- $177
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,237
Over the life of the loan
- Loan amount
- $136,000
- Down payment
- $34,000
- Total interest
- $173,461
- Principal + interest paid
- $309,461
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
28426 & 28434 Royal Palm Dr, Punta Gorda, FL 33982
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7526018 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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