$275,000
ActivePrice drops, under contract and the sold price, by email.289 Camillia Ln #a & B, Port Charlotte, FL 33954
4 beds Β· 2 baths Β· 1,986 sq ft
Listing courtesy of RE/MAX PALM REALTY Β· MLS# N6146522
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Short Sale. EXCITING DUPLEX INVESTMENT OPPORTUNITY: Discover the potential of this income-producing duplex featuring two spacious 2-bedroom, 1-bathroom units with approximately 1,986 square feet of combined living area. Whether you are expanding your investment portfolio or considering living in one unit while generating rental income from the other, this property offers exceptional flexibility and opportunity! **Unit B is currently tenant-occupied at $1,250 per month, providing immediate rental income, while Unit A is vacant and ready for its next tenant or potential owner-occupant.** With estimated market rents of approximately $1,400 per unit, the property offers potential gross rental income of $2,800 per month, or $33,600 annually, when fully leased at market rates. Each unit features solid-surface flooring throughout, a living room, kitchen, two bedrooms, one bathroom, and a private interior laundry area. Significant recent improvements include a NEW ROOF IN 2025, UPDATED WATER SUPPLY LINES AND WATER HEATERS (2025), NEW A/C IN UNIT A (2026), A/C IN UNIT B (2023), and replacement windows and a sliding glass door (high impact) in Unit A (2026). Additional features include separate driveways, individual electric and water meters, central air conditioning for each residence, and private outdoor patio areas. Situated on an approximately quarter-acre lot NOT IN A FLOOD ZONE, with public water and a septic system, this property is conveniently located near shopping, dining, golf courses, parks, and area amenities. An excellent opportunity to acquire an established duplex with recent capital improvements and attractive long-term rental potential! **Sale is subject to mortgage lender's written short-sale approval.**
Facts
- Property type
- Duplex
- Year built
- 1985
- Living area
- 1,986 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,196/yr
- Listed
- Nov 13, 2026
- MLS #
- N6146522
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 289 CAMILLIA LN #A & B. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,136
$1,391 of that is principal & interest. 35% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,391
- Property taxes
- $516
- Homeowners insurance
- $229
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,136
Over the life of the loan
- Loan amount
- $220,000
- Down payment
- $55,000
- Total interest
- $280,598
- Principal + interest paid
- $500,598
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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289 Camillia Ln #a & B, Port Charlotte, FL 33954
Listing courtesy of RE/MAX PALM REALTY Β· MLS# N6146522 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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